Vim li cas kuv tus paj laum nce?
Vim li cas kuv tus paj laum nce?

Video: Vim li cas kuv tus paj laum nce?

Video: Vim li cas kuv tus paj laum nce?
Video: Vim kuv xub ntiag tsis loj - Nkauj hmoob nasala [ karaoke ] 2024, Kaum ib hlis
Anonim

Nov yog qee qhov laj thawj vim li cas credit card nqi nce : Index tus nqi hloov. "Feem ntau daim npav rho nyiaj muaj qhov sib txawv APR, txhais tau tias qhov paj laum ntawm daim npav yog khi rau cov kev taw qhia ntawm kev txaus siab tus nqi feem ntau. Yog li yog tus prime tus nqi ris, cov paj laum ntawm koj daim credit card yuav sawv ib yam, "nws hais.

Tom qab ntawd, cov paj laum puas yuav nce hauv 2019?

Cov paj laum nres nce hauv 2019 . Tab sis tus nqi rau cov nyiaj khaws cia, qiv tsev, ntawv pov thawj ntawm kev tso nyiaj, thiab credit cards sawv ntawm qhov sib txawv ceev. Txhua yam khoom tso siab rau qhov sib txawv ntawm qhov ntsuas. Yog li ntawd, kev nce rau txhua tus nyob ntawm seb lawv li cas cov paj laum raug txiav txim.

Tsis tas li ntawd, cov paj laum puas yuav nce? Rau lub sijhawm luv luv cov paj laum (Tsoomfwv Nyiaj Txiag), Wall Street Journal qhov kev tshawb fawb zaum kawg ntawm cov kws tshawb fawb txog nyiaj txiag qhia qhov kev cia siab nruab nrab ntawm tsuas yog ob feem pua ntawm thoob plaws lub ntiaj teb. 2020 thiab 2021, nqis los ntawm 2.41% tsis ntev los no. Lub 10-xyoo Treasury daim ntawv cog lus yog cia siab tias yuav sawv tsuas yog 0.4% hauv ob xyoos tom ntej los ntawm 2.14% tam sim no.

Tsis tas li ntawd, cov paj laum puas yuav nce ntxiv hauv 2020?

Yog tias koj tab tom nrhiav yuav tsev lossis rov ua dua koj qhov tam sim no hauv lub xyoo tshiab, muaj xov xwm zoo: Hnub no tus nqi qiv qis tus nqi cia siab tias yuav txuas ntxiv mus 2020 . Qhov nruab nrab 30-xyoo tus nqi qiv nyiaj tau pib pib xyoo 2019 ntawm 4.68 feem pua thiab tsis tu ncua ua ntej kaw lub xyoo ntawm 3.93 feem pua.

Tus nqi qiv nyiaj zoo yog dab tsi?

Raws li koj qhov creditworthiness, koj tuaj yeem sib tw nrog txog tsib tus qiv nyiaj sib txawv.

Kev them nqi qis dua txhais tau tias LTV siab dua, ua rau ib qho tus nqi kwv yees tias siab dua qhov nruab nrab.

Hom qiv Tus nqi nruab nrab Ntau yam
30 xyoo kho 3.99% 3.13%โ€“7.84%
15-xyoo ruaj 3.52% 2.50%โ€“8.50%
5 / 1 ZPO 3.76% 2.38%โ€“7.75%

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