Video: Yuav ua li cas taag deposits xam?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
FD Kev suav Formula:
Qhov no yog A = P (1 + r / 4 / 100) ^ (4 * n) thiab A = P (1 + r / 25) 4n. Nov yog piv txwv. Piv txwv tias koj tab tom nqis peev Rs.1, 00, 000in a taag deposit rau ib tug tenor ntawm 3 xyoo ntawm tus paj laum ntawm 10%. Ntawm no, P yog tus nqi tseem ceeb, n yog tus tenor thiab nce tus paj laum.
Ib yam li ntawd, koj tuaj yeem nug, peb puas tuaj yeem tau txais cov paj laum txhua hli ntawm cov nyiaj tso cia?
Txaus siab them rau ib taag deposit yog them txhua hli los yog peb lub hlis twg raws li tus neeg ua lag luam txoj kev xaiv. Yog li yog koj nqis peev Rs 3 lakhs hauv a ib xyoo taag deposit uas them 8 feem pua koj ua tau khwv tau Rs 2,000 ntawm kev txaus siab txhua hli los yog Rs 6,000 ntawm kev txaus siab txhua lub quarter.
Qhov thib ob, qhov kev loj hlob ntawm FD yog dab tsi? Tso nyiaj Tus nqi - Qhov no yog qhov tus nqi uas koj nqis peev ib zaug hauv koj FD tus account. Feem ntau, FD Lub sijhawm ua haujlwm yog los ntawm 7 hnub mus rau 10 xyoo. Cov paj laum CompoundFrequency – Qhov no suav kev loj hlob raws li txhua hli, peb lub hlis twg, ib nrab xyoo lossis ib xyoos ib zaug.
Tsuas yog li ntawd, yuav ua li cas cov nyiaj tso nyiaj tas li suav nrog hauv Nigeria?
- Muab cov paj laum los ntawm koj cov nyiaj tas. Hauv qhov piv txwv saum toj no, 7% x N500, 000 = N35, 000.
- Muab cov txiaj ntsig los ntawm 12 lub hlis: (N35, 000 / 12 lub hlis) kom tau txais koj cov nyiaj them txhua hli (N2, 916).
- Tshem tawm 10% se: N2, 916 - N292 = N2, 624 them txhua hli.
Puas yog cov nyiaj tso nyiaj ruaj khov sib xyaw ua ke txhua xyoo?
Tsis muaj tsau paj - ib nrab- txhua xyoo los yog txhua xyoo hauv cumulative taag deposit tswvyim, i.e, paj laum yog ua ke txhua xyoo thiab tom qab ntawd them nyiaj thaum kawg ntawm txoj haujlwm. Cov ua ke paj esthen reinvested nrog tus nqi tseem ceeb.
Pom zoo:
Koj xam xam tag nrho cov neeg yuav khoom li cas?
Hloov chaw, tag nrho cov kev yuav khoom yuav tsum raug xam los ntawm kev ntxiv cov khoom muag kawg rau tus nqi ntawm cov khoom muag thiab rho tawm cov khoom pib pib. Feem ntau cov tuam txhab yuav muaj cov ntaub ntawv khaws tseg ntawm kev yuav khoom, yog li qhov kev suav no yuav tsis xav tau
Dab tsi yog qhov tseem ceeb deposits thiab vim li cas lawv thiaj li tseem ceeb?
Dab tsi yog qhov tseem ceeb deposits, thiab vim li cas lawv thiaj li tseem ceeb niaj hnub no? Cov kev tso nyiaj tseem ceeb yog cov khoom ruaj khov tshaj plaws ntawm lub tuam txhab tso nyiaj tso nyiaj thiab feem ntau suav nrog cov nyiaj khaws cia me me thiab cov nyiaj them thib peb. Lawv yog cov yam ntxwv los ntawm tus nqi qis-tus nqi elasticity
Yuav ua li cas yog tus nqi mus rau 30 xyoo taag nqi tsev?
Hnub no 30-Xyoo Cov Nqi Them Nqi Khoom Muag Tus Nqi APR 30-Xyoo Tus Nqi Tiav 3.660% 3.850% 30-Xyoo FHA Tus Nqi 3.430% 4.200% 30-Year VA Rate 3.570% 3.740% FHA% 3.740% 3.740%
Yuav ua li cas koj xam tus nqi taag nqi tsev?
Siv tus qauv P = L[c (1 + c)n] / [(1+c)n - 1] los xam koj cov nyiaj them txhua hli. Txuas tus nqi sib npaug rau tag nrho koj cov nyiaj qiv rau hauv cov qauv rau 'L.'
Yuav ua li cas deposits nyob rau hauv transit kho nyob rau hauv ib tug bank reconciliation?
Cov nyiaj tso cia hauv kev thauj mus los yog cov nyiaj uas twb tau txais thiab sau tseg los ntawm lub tuam txhab, tab sis tseem tsis tau sau los ntawm lub txhab nyiaj. Yog li ntawd, lawv yuav tsum tau teev nyob rau hauv lub tsev txhab nyiaj reconciliation raws li ib tug nce mus rau lub tshuav nyiaj li cas nyob rau hauv ib lub txhab nyiaj nyob rau hauv thiaj li yuav qhia qhov tseeb cov nyiaj ntsuab