Video: Yuav ua li cas yog tus nqi mus rau 30 xyoo taag nqi tsev?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Hnub no 30-Xyoo Cov Nqi Tsev Nqi
| Khoom | Txaus siab Tus nqi | APR |
|---|---|---|
| 30 - Xyoo Tuav Tus Nqi | 3.660% | 3.850% |
| 30 - Xyoo FHA Tus nqi | 3.430% | 4.200% |
| 30 - Xyoo VA Tus nqi | 3.570% | 3.740% |
| 30 - Xyoo tas lawm - Tus nqi Jumbo | 3.760% | 3.850% |
Ntxiv mus, niaj hnub no cov nqi tsev qiv nyiaj rau 30 xyoo yog dab tsi?
Niaj hnub no Cov Nyiaj Them Nqi thiab Cov Nqi Them Rov Qab
| Khoom | Cov paj laum | APR |
|---|---|---|
| 30-Xyoo VA tus nqi | 3.360% | 3.490% |
| 30-Xyoo FHA tus nqi | 3.340% | 3.930% |
| 30-Xyoo Fixed Jumbo Rate | 3.650% | 3.710% |
| 15-Xyoo Kho Tus Nqi Jumbo | 3.160% | 3.210% |
Ib sab saum toj no, dab tsi yog cov nyiaj them txhua hli rau 30 xyoo ib txwm qiv nyiaj? 30-Xyoo Fixed Mortgage vs. 15-Xyoo Fixed Mortgage
| 30-xyoo tsau | 15-xyoo tsau | |
|---|---|---|
| Cov paj laum | 3.78% | 3.08% |
| Kev them nyiaj hli | $1, 035 | $1, 072 |
| Cov paj laum tag nrho | $107, 736 | $29.998 |
| Them tag nrho | $372, 736 | $193, 123 |
Yog li ntawd, dab tsi yog qhov tam sim no refinance tus nqi rau 30 xyoo tsau?
Cov tam sim no nruab nrab 30 - xyoo tas nqi tsev refinance tus nqi poob 19 lub hauv paus ntsiab lus los ntawm 3.75% rau 3.56% rau hnub Monday, Zillow tshaj tawm.
Puas yog 3.75 Tus nqi qiv nyiaj zoo?
Cov nqi tsev loj Freddie Mac tau hais rau hnub Thursday qhov nruab nrab tus nqi rau 30-xyoo ruaj- tus nqi tsev dhia rau 3.75 % los ntawm 3.69% lub lim tiam dhau los. Ntawm qhov sib txawv, qhov ntsuas tus nqi sawv ntawm 4.94% ib xyoos dhau los. Qhov nruab nrab tsis suav nrog cov nqi ntxiv, hu ua cov ntsiab lus, uas feem ntau cov neeg qiv yuav tsum them kom tau txais tus nqi qis tshaj.
Pom zoo:
Yuav ua li cas yog lub npe rau ib tug monetary system nyob rau hauv uas daim ntawv nyiaj thiab npib yog sib npaug zos rau tus nqi ntawm ib tug tej yam nyiaj ntawm kub?
Tus qauv kub yog ib qho nyiaj txiag uas lub teb chaws lub txiaj los yog cov ntawv nyiaj muaj nqis ncaj qha mus rau kub. Nrog tus qauv kub, lub teb chaws tau pom zoo los hloov cov ntawv nyiaj rau hauv cov nyiaj kub kub
Lub npe dab tsi tau muab rau Wall Street kev sib tsoo ntawm 29th Lub Kaum Hli 1929 tseem hu ua kev lag luam poob ntawm xyoo 1929 uas ua rau muaj Kev Nyuaj Siab Loj nyob rau xyoo 1930 Kev Nyuaj Siab Loj yog lub ntiaj teb loj heev
Kev Nyuaj Siab Loj tau pib hauv Tebchaws Meskas tom qab muaj kev poob loj hauv cov nqi khoom lag luam uas pib thaum lub Cuaj Hlis 4, 1929, thiab tau dhau los ua xov xwm thoob ntiaj teb nrog kev lag luam lag luam poob ntawm Lub Kaum Hli 29, 1929, (lub npe hu ua Dub Tuesday). Nyob nruab nrab ntawm 1929 thiab 1932, thoob ntiaj teb cov khoom lag luam thoob ntiaj teb (GDP) poob los ntawm kwv yees li 15%
Yuav ua li cas koj xam tus nqi taag nqi tsev?
Siv tus qauv P = L[c (1 + c)n] / [(1+c)n - 1] los xam koj cov nyiaj them txhua hli. Txuas tus nqi sib npaug rau tag nrho koj cov nyiaj qiv rau hauv cov qauv rau 'L.'
Yuav ua li cas yog tias cov nqi tsev qiv nyiaj qis dua tus nqi muab?
Yog tias qhov nqi tsev qiv nyiaj qis dua koj tus nqi muab, nws tuaj yeem cuam tshuam koj cov nyiaj txiag. Qhov no yog vim tias qhov nyiaj koj tuaj yeem qiv feem ntau yog raws li feem pua ntawm cov khoom muaj nqis. Yog tias koj tus qiv nyiaj tseem yuav pom zoo cov nqi tsev koj muaj feem yuav them tus nqi paj siab dua, ua rau cov qiv nyiaj kim dua
Kuv puas yuav tsum hloov kuv cov nyiaj qiv 30 xyoo mus rau 15 xyoo?
Kev them nyiaj rov qab rau 30-xyoo qiv nyiaj qiv tsev mus rau 15-xyoo qiv tuaj yeem pab cov tswv tsev muaj lawv lub tsev sai dua, tab sis nws kuj tuaj yeem ua rau muaj txiaj ntsig zoo uas lawv yuav txaus siab ntau npaum li: txuag nyiaj ntau txhiab daus las. Yog tias koj muaj peev xwm them taus cov nyiaj qiv nyiaj ntxiv txhua hli, hloov mus rau 15-xyoo qiv yuav yog qhov kev xaiv zoo