Dab tsi yog qhov tseem ceeb deposits thiab vim li cas lawv thiaj li tseem ceeb?
Dab tsi yog qhov tseem ceeb deposits thiab vim li cas lawv thiaj li tseem ceeb?

Video: Dab tsi yog qhov tseem ceeb deposits thiab vim li cas lawv thiaj li tseem ceeb?

Video: Dab tsi yog qhov tseem ceeb deposits thiab vim li cas lawv thiaj li tseem ceeb?
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Dab tsi yog qhov tseem ceeb deposits, thiab yog vim li cas lawv thiaj li tseem ceeb hnub no? Core deposits yog cov khoom ruaj khov tshaj plaws ntawm lub tuam txhab tso nyiaj tso nyiaj thiab feem ntau suav nrog cov nyiaj khaws cia me me thiab cov nyiaj them thib peb. Lawv yog tus yam ntxwv los ntawm tus nqi qis-tus nqi elasticity.

Ib yam li ntawd ib tug yuav nug, yog vim li cas core deposits tseem ceeb?

Core deposits muab cov tsev txhab nyiaj thiab cov koomhaum qiv nyiaj nrog cov peev txheej ruaj khov rau lawv cov peev nyiaj qiv thiab tuaj yeem cuam tshuam cov txiaj ntsig mus ntev. Lawv kuj muab cov nqi kwv yees thiab ntsuas ntawm cov neeg siv khoom loyalty. Lawv qhov tseem ceeb yog ntxiv underscored raws li keeb kwm tsis tshua muaj paj paj ib puag ncig recedes.

Kuj Paub, dab tsi yog qhov tseem ceeb deposit intangible? Qhov feem ntau-feem ntau sau thiab txheeb xyuas tau tsis pom kev khoom vaj khoom tsev rau ib lub txhab nyiaj los yog ceg yuav tau yog cov core deposit intangible (CDI). Ib qho cuab tam CDI tshwm sim thaum lub txhab nyiaj muaj qhov ruaj khov tso nyiaj lub hauv paus muaj xws li cov nyiaj uas cuam tshuam nrog kev sib raug zoo ntawm cov neeg siv khoom mus sij hawm ntev.

Ib yam li ntawd, koj tuaj yeem nug, dab tsi yog qhov tseem ceeb tso nyiaj?

Core deposits xa mus rau tso nyiaj uas tsim ib qho chaw ruaj khov ntawm cov nyiaj rau qiv tsev txhab nyiaj. Core deposits yog tsim nyob rau hauv ib lub txhab nyiaj lub ntuj pej xeem kev ua lag luam thiab muaj ntau yam zoo rau cov tuam txhab nyiaj txiag, suav nrog cov nqi kwv yees, thiab cov ntsuas kev ntseeg siab ntawm cov neeg siv khoom.

Cov deposits ruaj khov yog dab tsi?

BCBS (2010a) txhais ruaj khov deposits raws li cov khw muag khoom tso nyiaj (uas tau txais qhov tsawg kawg nkaus khiav tawm yam tsawg kawg yog 5 feem pua ntawm txhua qhov kev txiav txim siab) uas tau them tag nrho los ntawm kev ua tau zoo tso nyiaj txoj kev tuav pov hwm lossis los ntawm pej xeem lav uas muab kev tiv thaiv sib npaug thiab qhov twg cov neeg tso nyiaj tau tsim muaj lwm yam

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