Tus nqi tseem ceeb tam sim no yog dab tsi 2018?
Tus nqi tseem ceeb tam sim no yog dab tsi 2018?

Video: Tus nqi tseem ceeb tam sim no yog dab tsi 2018?

Video: Tus nqi tseem ceeb tam sim no yog dab tsi 2018?
Video: Tu siab suav tsis txheeb Nkauj tawm tshiab 2019 - By paj nyiag vaj 2024, Kaum ib hlis
Anonim

Cov thawj tus nqi (tseem hu ua " thawj qiv tus nqi , "los yog" thawj ") yog tus nqi ntawm cov tsev txhab nyiaj qiv nyiaj nyiam cov neeg siv khoom siv nyiaj qiv nyiaj, qiv thiab credit cards, thiab yog qhov zoo tshaj plaws tus nqi cov neeg muas zaub tau txais. Tam sim no, lub thawj tus nqi zaum ntawm 5.50%.

Ib yam li ntawd, tus paj laum tseem ceeb tam sim no yog dab tsi?

4.75%

Tsis tas li ntawd, hnub no WSJ Prime Rate yog dab tsi? Cov thawj tus nqi yog txhais los ntawm The Wall Street Journal ( WSJ ) as "The base tus nqi ntawm cov tuam txhab qiv nyiaj tau tshaj tawm los ntawm tsawg kawg 70% ntawm 10 lub tsev txhab nyiaj loj tshaj plaws hauv Teb Chaws Asmeskas." Nws tsis yog 'zoo tshaj' tus nqi muaj los ntawm tuam txhab nyiaj.

Cov ntaub ntawv keeb kwm tam sim no thiab keeb kwm.

Hnub hloov Tus nqi Prime
Peb 22-Mar-18 4.75%
14-Jun-18 Peb 5.00%
27-Sep-18 Peb 5.25%
20-Nov-18 5.50%

Ib sab saum toj no, Prime yog dab tsi tam sim no?

Tebchaws Meskas Prime Tus nqi. Cov Tam sim no Teb Chaws Asmeskas (Fed) Prime Tus nqi yog: 4.75% Lub Ib Hlis 29, 2020: FOMC tau pov npav los tuav lub. Lub hom phiaj ntawm cov nyiaj pub dawb ntawm 1.50% - 1.75%.

Tus nqi tseem ceeb tam sim no thiab luv nqi yog dab tsi?

Tus nqi Prime (Tam sim no 4.75%) Tab sis qhov tseeb, nws tsuas yog ua tus qauv rau kev qiv nyiaj tus nqi . Cov thawj tus nqi ib txwm hloov kho raws li Fed txav li cas luv nqi . Yog tias luv nqi yog nce, lub thawj tus nqi yuav ua raws li.

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