Video: Tus neeg kos npe rau ib lub tsev yog dab tsi?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
A co - tus neeg kos npe yog tus neeg thib peb uas yog tus lav ris lub luag haujlwm ntawm daim ntawv xauj tsev yog tus thawj tus neeg xauj tsev ua tsis tau. Yog tias tus neeg xauj tsev muaj nyiaj tau tsawg, tsis muaj keeb kwm qiv, lossis credit tsis zoo, tus tswv tsev yuav xav kom lawv muaj ib qho co - tus neeg kos npe ntawm chav tsev xauj.
Tsis tas li ntawd, nws txhais li cas rau cosign rau ib chav tsev?
Tus neeg kos npe kos npe yog tus neeg thib peb uas yog lub luag haujlwm ntawm daim ntawv xauj tsev yog tias tus neeg xauj tsev tseem tsis tuaj yeem ua tau ua yog li ntawd. Yog tias tus neeg xauj tsev muaj peev xwm tau nyiaj tsawg, tsis muaj keeb kwm qiv, lossis credit tsis zoo, tus tswv tsev yuav xav kom lawv muaj tus neeg kos npe rau ntawm chav tsev xauj.
Tsis tas li ntawd, koj xav tau dab tsi los ua tus cosigner rau chav tsev? Ntxiv Co-Signer Requirements A tus neeg kos npe yuav xav tau kom muaj qhov qhab nia zoo, muaj peev xwm ua pov thawj lawv cov nyiaj tau los, thiab qhia tias lawv muaj peev xwm them nyiaj rau chav tsev yog tias xav tau nyob rau saum lawv cov nuj nqis thiab them nyiaj.
Tsis tas li ntawd, koj puas tuaj yeem tau txais ib chav tsev nrog tus cosigner?
Chav tsev Cosigning A cosigner on ib chav tsev lease ua tus co-guarantor ntawm daim ntawv xauj tsev. Hauv lwm lo lus, ib zaug ib cosigner kos npe rau daim ntawv xauj tsev nws yuav tsum tau them nqi xauj tsev yog tus thawj neeg tsawg ua tau 't. Cosigners kuj yuav tsum muaj credit zoo dua cov neeg rau leej twg lawv 're kev kos npe.
Kev kos npe rau ib chav tsev puas tuaj yeem ua rau koj qhov credit?
Raws li Experian.com lub vev xaib, cosigning rau ib lub tsev apartment daim ntawv xauj tsev tsis nquag cuam tshuam ib cosigner tus credit . Kev them nqi xauj tsev tsis yog ib txwm qhia rau credit chaw ua haujlwm. Txawm li cas los xij, yog tias koj kos npe chav tsev lease, thiab tus neeg koj cosigned rau tom qab defaults, koj qhov credit tau raug cuam tshuam tsis zoo.
Pom zoo:
Dab tsi yog lub luag haujlwm tseem ceeb uas tus neeg muag vaj tsev muaj nuj nqis rau tus neeg siv khoom?
Lub luag haujlwm tseem ceeb ntawm tus neeg saib xyuas vaj tsev yog los sawv cev rau qhov kev txaus siab ntawm tus neeg sawv cev tus neeg siv khoom. Tus neeg sawv cev txoj haujlwm, hauv qhov kev hwm no, yuav tsum muaj meej rau txhua tus neeg muaj kev txhawj xeeb hauv kev ua lag luam vaj tsev; Txawm li cas los xij, tus neeg sawv cev, hauv kev ua lub luag haujlwm rau tus neeg siv khoom, yuav tsum ua rau lwm tus neeg ua haujlwm ncaj ncees
Puas yog tus neeg kos npe tib yam li tus neeg yuav khoom?
Nws yog ib tug misconception tias co-muas thiab co-signer txhais tau tias tib yam. Lawv tsis ua. Lub ntsiab lus ntawm "co-signer" yog ib tus neeg uas kos npe rau cov nyiaj qiv nrog thawj tus neeg yuav khoom thiab yuav tsum tau them nyiaj yog tias tus neeg yuav khoom tsis ua. Ib tus neeg kos npe feem ntau tsis muaj tswv cuab hauv chav tsev
Lub npe dab tsi tau muab rau Wall Street kev sib tsoo ntawm 29th Lub Kaum Hli 1929 tseem hu ua kev lag luam poob ntawm xyoo 1929 uas ua rau muaj Kev Nyuaj Siab Loj nyob rau xyoo 1930 Kev Nyuaj Siab Loj yog lub ntiaj teb loj heev
Kev Nyuaj Siab Loj tau pib hauv Tebchaws Meskas tom qab muaj kev poob loj hauv cov nqi khoom lag luam uas pib thaum lub Cuaj Hlis 4, 1929, thiab tau dhau los ua xov xwm thoob ntiaj teb nrog kev lag luam lag luam poob ntawm Lub Kaum Hli 29, 1929, (lub npe hu ua Dub Tuesday). Nyob nruab nrab ntawm 1929 thiab 1932, thoob ntiaj teb cov khoom lag luam thoob ntiaj teb (GDP) poob los ntawm kwv yees li 15%
Lub npe thiab lub npe ntawm tus neeg saib xyuas FDA yog dab tsi?
Cov neeg ua haujlwm. Stephen Hahn, MD Tus Thawj Saib Xyuas Khoom Noj thiab Tshuaj Hauv Tebchaws Meskas yog tus thawj coj ntawm Food and Drug Administration (FDA), lub koom haum ntawm Tebchaws Meskas Lub Tsev Haujlwm Saib Xyuas Kev Noj Qab Haus Huv thiab Tib Neeg. Tus thawj coj raug xaiv los ntawm Thawj Tswj Hwm ntawm Tebchaws Meskas nrog cov lus qhia thiab kev pom zoo los ntawm Senate
Koj puas tuaj yeem muaj ntau tus neeg kos npe rau ntawm lub tsev qiv nyiaj?
Mortgage Co-Signer Option Thaum txhua tus tswv cuab ntawm cov cuab yeej yuav tsum tau thov los yog tso cai rau cov nyiaj qiv, koj tuaj yeem ntxiv cov tsis yog tswv rau hauv daim ntawv thov thiab. Feem ntau tsis muaj qhov txwv ntawm tus lej ntawm cov neeg kos npe uas koj tuaj yeem muaj, yog tias tus neeg kos npe tuaj yeem txaus siab rau qhov sib ntsib rau cov nyiaj qiv