Video: Puas yog GNMA txhawb nqa los ntawm tsoomfwv?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Ginnie Maj yog a tsoom fwv - muaj lub koom haum uas lav cov ntawv cog lus thaub qab los ntawm kev qiv tsev uas tau lav los ntawm a tsoom fwv lub koom haum, feem ntau yog Tsoom Fwv Teb Chaws Housing Administration thiab Veterans Administration. Fannie thiab Freddie lav daim ntawv cog lus thaub qab los ntawm mortgages uas tsis muaj tsoom fwv lav.
Hais txog qhov no, Fannie Mae puas muaj kev txhawb nqa los ntawm tsoomfwv?
Fannie Mae tau txais los ntawm Housing and Home Finance Agency los ntawm Tsoom Fwv Teb Chaws Loan Agency raws li ib lub koom haum nyob rau hauv 1950. Yog li ntawd, Ginnie Maiv yog ib lub koom haum qiv nyiaj hauv tsev nkaus xwb thaub qab los ntawm kev ntseeg tag nrho thiab credit ntawm Tebchaws Meskas tsoom fwv.
Ib sab saum toj no, Ginnie Mae lub hom phiaj yog dab tsi? Ginnie Maj lav kev them nyiaj raws sij hawm ntawm tus nqi tseem ceeb thiab cov paj laum ntawm cov nyiaj qiv nyiaj qiv nyiaj rov qab (MBS) cov cuab yeej rau cov tuam txhab lag luam thoob ntiaj teb. Cov kev nyab xeeb no, lossis "pools" ntawm cov qiv nyiaj qiv, yog siv los ua cov khoom lag luam rau kev tshaj tawm cov khoom lag luam ntawm Wall Street.
Cov lus nug tseem yog, puas yog Freddie Mac txhawb nqa los ntawm tsoomfwv Meskas?
Cov Tsoom Fwv Teb Chaws Tsev Loan Mortgage Corporation (FHLMC), hu ua Freddie Mac , yog pej xeem tsoom fwv -sponsored enterprise (GSE), headquartered nyob rau hauv Tysons Corner, Virginia. Freddie Mac yog qeb thib 38 ntawm 2018 Fortune 500 daim ntawv teev npe loj tshaj plaws Tebchaws Meskas corporations los ntawm tag nrho cov nyiaj tau los.
GNMA daim ntawv cog lus yog dab tsi?
Tsoom Fwv Teb Chaws Nyiaj Txiag Koom Tes daim ntawv cog lus . GNMA lav tus thawj tswj hwm thiab cov paj laum ntawm cov nyiaj qiv nyiaj rov qab (MBS) txhawb nqa los ntawm cov nyiaj qiv nyiaj pov hwm los ntawm Tsoom Fwv Teb Chaws Saib Xyuas Vaj Tsev thiab Lub Tsev Haujlwm Saib Xyuas Tub Rog. GNMAs tshiab tau muab tso rau hauv $ 25,000 yam tsawg kawg nkaus.
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