Video: Tam sim no tus paj laum li cas rau 30 xyoo qiv tsev?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Cov nqi tsev tam sim no thiab cov nyiaj rov qab
| Khoom | Cov paj laum | APR |
|---|---|---|
| Conforming thiab tsoom fwv Cov nyiaj qiv | ||
| 30 - Xyoo Tsau Tus nqi | 3.375% | 3.498% |
| 30 - Xyoo Tsau- Tus nqi VA | 2.75% | 3.074% |
| 20- Xyoo Tsau Tus nqi | 3.25% | 3.422% |
Ib yam li ntawd, hnub no cov nqi tsev qiv nyiaj rau 30 xyoo yog dab tsi?
Niaj hnub no Cov Nyiaj Them Nqi thiab Cov Nqi Them Rov Qab
| Khoom | Cov paj laum | APR |
|---|---|---|
| 30-Xyoo VA tus nqi | 3.360% | 3.490% |
| 30-Xyoo FHA tus nqi | 3.340% | 3.930% |
| 30-Xyoo Fixed Jumbo Rate | 3.650% | 3.710% |
| 15-Xyoo Kho Tus Nqi Jumbo | 3.160% | 3.210% |
Tsis tas li ntawd, puas yog 4.25 Tus nqi qiv nyiaj zoo? Qhov qub ib txwm yog 4.25 feem pua ntawm qhov nrov 30-xyoo qiv qiv. Qee cov qiv nyiaj qis me ntsis, tab sis tsis ntau. Cov nqi tsev tau tsiv mus nyob rau hauv ib qho kev nruj nruj thoob plaws hauv thawj ib nrab ntawm lub xyoo no, feem ntau nyob ib ncig ntawm 3.75 feem pua-siab dua me ntsis, qis dua me ntsis.
Raws li txoj cai, tus paj laum zoo rau qiv tsev yog dab tsi?
Raws li koj qhov creditworthiness, koj tuaj yeem sib tw nrog txog tsib tus qiv nyiaj sib txawv.
Kev them nqi qis dua txhais tau tias LTV siab dua, ua rau ib qho tus nqi kwv yees tias siab dua qhov nruab nrab.
| Hom Qiv | Tus nqi nruab nrab | Ntau yam |
|---|---|---|
| 30-xyoo tsau | 3.99% | 3.13%–7.84% |
| 15-xyoo tsau | 3.52% | 2.50%–8.50% |
| 5/1 ARM UA | 3.76% | 2.38%–7.75% |
Puas yog cov nqi tsev qiv nyiaj poob qis hauv 2019?
Qhov nruab nrab 30-xyoo ruaj nqi tsev tus nqi pib 2019 ntawm 4.68 feem pua thiab poob qis tsis tu ncua ua ntej kaw xyoo ntawm 3.93 feem pua. Xyoo 2020, tus nqi yog xav tias kom nyob ruaj khov feem ntau, tsis txhob yuam kev ntau dhau los lossis qis dua ntawm 4 feem pua ntawm cov cim.
Pom zoo:
Qhov sib txawv ntawm cov paj laum yooj yim thiab cov paj laum paj laum sib tham yog dab tsi?
Cov paj laum yooj yim yog cov paj laum them rau ntawm tus nqi tseem ceeb nkaus xwb; hos cov paj laum sib xyaw yog paj laum suav rau ntawm tus nqi tseem ceeb thiab tag nrho cov paj laum yav dhau los. Qhov siab dua tus nqi paj, qhov tso nyiaj sai dua
Cov paj laum tam sim no ntawm tus kheej qiv yog dab tsi?
Tus Kheej Loan Tus Nqi Them Los Ntawm Lub Txhab Nyiaj Txiag Tus Nqi Them Nqi (pa) Tus Nqi Ua Haujlwm SBI 10.50% 1% + Cov Nqi Se ICICI 10.99% Txog 2.25% (Min. Rs. 999) HDFC 10.75% 2.50% (Min. Rs. Max 2.999). . 25000) Yog Bank 20% 2.50%
Tus paj laum tam sim no hauv tsev yog dab tsi?
Cov Nqi Them Nqi Tam Sim No thiab Cov Nyiaj Them Rov Qab Cov Khoom Muag Cov Nqi Them Nqi APR Ua Raws Cai thiab Tsoom Fwv Cov Nyiaj qiv 30-Xyoo Tus Nqi Tiav 3.375% 3.498% 30-Xyoo Cov Nqi Them VA 2.75% 3.074% 20-Xyoo Tus Nqi 3.25% 3
Tam sim no tus paj laum rau jumbo tsev qiv nyiaj yog dab tsi?
Cov Nqi Them Nqi Tam Sim No thiab Cov Nyiaj Them Rov Qab Cov Khoom Muag Tus Nqi APR 5 / 1 ARM 3.0% 3.436% Jumbo Cov Nyiaj Txais - Cov nyiaj uas ntau tshaj qhov kev qiv qiv nyiaj 30-Xyoo-Tsev-Tus Nqi Jumbo 3.375% 3.419% 15-Xyoo Fixed-3.7% Jumbo
Dab tsi yog qhov sib txawv ntawm cov paj laum yooj yim thiab cov paj laum sib txuas Vim li cas koj thiaj li xaus nrog cov nyiaj ntau nrog cov paj laum?
Txawm hais tias ob hom kev txaus siab yuav loj hlob koj cov nyiaj hauv lub sijhawm, muaj qhov sib txawv loj ntawm ob. Tshwj xeeb, cov paj laum yooj yim tsuas yog them rau tus thawj tswj hwm, thaum cov paj laum sib txuas tau them rau tus thawj tswj hwm ntxiv rau tag nrho cov paj laum uas tau ua dhau los