Tus paj laum tam sim no hauv tsev yog dab tsi?
Tus paj laum tam sim no hauv tsev yog dab tsi?

Video: Tus paj laum tam sim no hauv tsev yog dab tsi?

Video: Tus paj laum tam sim no hauv tsev yog dab tsi?
Video: Nkauj hmoob zoo nkauj txhua xeem : Hwm lauj (nkuaj tawm tshiab ) 2021-20222 2024, Kaum ib hlis
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Cov nqi tsev tam sim no thiab cov nyiaj rov qab

Khoom Cov paj laum APR
Ua raws thiab tsoomfwv qiv nyiaj
30-Xyoo Kho Tus nqi 3.375% 3.498%
30-Xyoo Tsau- Tus nqi VA 2.75% 3.074%
20-Xyoo Kho Tus nqi 3.25% 3.422%

Tsis tas li, tus paj laum zoo nyob hauv tsev yog dab tsi?

Qhov nruab nrab tus nqi rau 30 xyoo kho tus nqi qiv nyiaj tam sim no yog 3.99%, nrog qhov muaj tiag tus nqi los ntawm 3.13% mus rau 7.84%.

Kev them nqi qis dua txhais tau tias LTV siab dua, ua rau ib qho tus nqi kwv yees tias siab dua qhov nruab nrab.

Hom Qiv Tus nqi nruab nrab Ntau yam
15-xyoo tsau 3.52% 2.50%–8.50%

Ib tus kuj tseem yuav nug tau, hnub no yog 30 xyoo tus nqi tsev qiv nyiaj ruaj khov yog dab tsi? National 30 - xyoo tas cov nqi tsev nce mus txog 4.04% Tsis tas li ntawd, tam sim no lub teb chaws nruab nrab 15- xyoo ruaj khov tus nqi tsev nce 4 lub hauv paus ntsiab lus los ntawm 3.40% mus rau 3.44%. Tam sim no lub teb chaws nruab nrab 5/1 ARM tus nqi yog nqis los ntawm 3.59% mus rau 3.58%.

Tom qab ntawd, tus nqi tsev qiv nyiaj hnub no yog dab tsi?

Niaj hnub no Cov Nyiaj Them Nqi thiab Cov Nqi Them Rov Qab

Khoom Cov paj laum APR
30-Xyoo Tiav Tus Nqi 3.780% 3.940%
20-Xyoo Tus Nqi Kho 3.540% 3.750%
15-Xyoo Tiav Tus Nqi 3.240% 3.450%
10/1 ARM tus nqi 3.610% 4.000%

Puas yog 4.75 Tus nqi tsev yuav tsev zoo?

Rau kev qiv nyiaj tsheb, 4.75 % yog zaum a zoo kev txaus siab tus nqi . Qhov ntawd yog nyob rau tam sim no 5-xyoo tshiab pib qiv nyiaj nruab nrab tus nqi rau tsev txhab nyiaj. Tab sis yog tias koj muaj credit zoo, koj tuaj yeem tau txais qis dua yog tias koj mus ncig. Tsis txhob refinance ntev dua li lub sij hawm tshuav ntawm koj cov nyiaj qiv.

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