Video: 5'1 Adjustable Rate Mortgage yog dab tsi?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
A 5/1 adjustable - tus nqi tsev , los yog ARM , yog a tsev qiv nyiaj uas muaj ib tug ruaj tus nqi rau thawj tsib xyoos, thiab tom qab ntawd hloov mus rau ib qho kho tau - tus nqi tsev rau qhov seem ntawm nws lub sijhawm. Ib xyoos ib zaug tom qab pib lub sijhawm tsib xyoos, qhov paj tus nqi tuaj yeem hloov kho nce lossis nqis, nyob ntawm ntau yam.
Ib yam li ntawd, puas yog 5'1 caj npab yog lub tswv yim zoo?
A 5/1 ARM UA tuaj yeem ua haujlwm tawm ntawm koj qhov kev nyiam nyob rau hauv cov xwm txheej zoo. Nov yog thaum a 5/1 ARM UA tej zaum yuav yog a tswv yim zoo . Qhov zoo ntawm a 5/1 ARM UA yog tias thaum thawj theem, koj tau txais cov paj laum qis dua thiab them nyiaj. Yog tias koj npaj yuav muag tsawg dua rau lossis xya xyoo, a 5/1 ARM UA tuaj yeem yog qhov kev xaiv ntse.
Ib tug kuj nug, lub ntsiab lus ntawm 5 1 yog dab tsi? A 5/1 hybrid adjustable-tus nqi tsev qiv nyiaj ( 5/1 ARM) pib nrog thawj tsib lub xyoo tas li cov paj laum, ua raws li tus nqi uas hloov pauv txhua xyoo. Lub "5" nyob rau hauv lub sij hawm yog hais txog tus naj npawb ntawm xyoo nrog tus nqi ruaj khov, thiab "1" yog hais txog ntau npaum li cas tus nqi kho tom qab ntawd (ib xyoos ib zaug).
Dab tsi yog 5'1 Adjustable Rate Mortgage?
A 5/1 adjustable tus nqi qiv nyiaj ( 5/1 ARM UA ) yog ib kho tau - tus nqi tsev ( ARM ) nrog kev txaus siab tus nqi uas yog pib kho rau tsib xyoos ces kho txhua xyoo. Qhov "5" yog hais txog tus naj npawb ntawm thawj xyoo nrog ib qho kev ruaj khov tus nqi , thiab "1" hais txog qhov ntau npaum li cas tus nqi kho tom qab lub sijhawm pib.
Koj puas tuaj yeem them 5'1 caj npab thaum ntxov?
Koj tuaj yeem them tau ib ARM thaum ntxov , tab sis tsis yog tsis muaj ib co kev npaj ceev faj. Li no, lwm tus thawj xib fwb them koj ua thaum thawj zaug 5 xyoo yuav ua rau lub hli qis dua kev them nyiaj , tab sis tsis muaj kev hloov pauv hauv lub sijhawm.
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