Video: Hnub no FHA cov paj laum yog dab tsi?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Cov nqi tsev tam sim no thiab cov nyiaj rov qab
| Khoom | Tus paj laum | APR |
|---|---|---|
| 30-xyoo tsau FHA tus nqi | 3.383% | 4.457% |
| 30-xyoo tas VA tus nqi | 3.114% | 3.484% |
| 30-xyoo tsau jumbo tus nqi | 3.375% | 3.439% |
| 15-xyoo ruaj jumbo tus nqi | 3.001% | 3.091% |
Yog li ntawd, tus paj laum rau FHA qiv nyiaj hnub no yog dab tsi?
Raws li nyiaj txiag lub vev xaib Bankrate.com, qhov nruab nrab tus paj laum ntawm 30-xyoo ruaj- tus nqi nqi tsev qiv , suav nrog cov ntawv pov hwm los ntawm FHA , sawv ntawm 5.04 feem pua nyob rau nruab nrab Lub Ob Hlis.
FHA cov nyiaj qiv paj tau siab dua? FHA qiv yooj yim dua rau kev tsim nyog, nrog qhov qhab nia qis kawg ntawm 580 kom tsim nyog ua 3.5% nqes them. Nws ntxiv tias qhov qhab nia qis dua feem ntau tuaj nrog a tus paj laum siab dua rau ib txwm qiv.
Ua raws li qhov no hauv kev txiav txim siab, hnub no yog dab tsi yog qhov qiv nyiaj qiv nyiaj?
Niaj hnub no Cov Nyiaj Them Nqi thiab Cov Nqi Them Rov Qab
| Khoom | Cov paj laum | APR |
|---|---|---|
| 30-Xyoo Fixed Jumbo Rate | 3.730% | 3.960% |
| 15-Xyoo Kho Tus Nqi Jumbo | 3.400% | 3.610% |
| 7/1 ARM Jumbo Rate | 3.170% | 3.940% |
| 5/1 ARM Jumbo Rate | 3.090% | 3.990% |
Hnub no 30 xyoo tus nqi tsev qiv nyiaj ruaj khov yog dab tsi?
National 30 - xyoo tas cov nqi tsev nce mus txog 4.04% Tsis tas li ntawd, tam sim no lub teb chaws nruab nrab 15- xyoo ruaj khov tus nqi tsev nce 4 lub hauv paus ntsiab lus los ntawm 3.40% mus rau 3.44%. Tam sim no lub teb chaws nruab nrab 5/1 ARM tus nqi yog nqis los ntawm 3.59% mus rau 3.58%.
Pom zoo:
Qhov sib txawv ntawm cov paj laum yooj yim thiab cov paj laum paj laum sib tham yog dab tsi?
Cov paj laum yooj yim yog cov paj laum them rau ntawm tus nqi tseem ceeb nkaus xwb; hos cov paj laum sib xyaw yog paj laum suav rau ntawm tus nqi tseem ceeb thiab tag nrho cov paj laum yav dhau los. Qhov siab dua tus nqi paj, qhov tso nyiaj sai dua
Koj ua haujlwm li cas cov paj laum cov paj laum?
Faib koj cov paj laum raws li tus lej uas koj yuav them hauv lub xyoo (cov paj laum tau qhia txhua xyoo). Yog li, piv txwv li, yog tias koj tab tom them nyiaj txhua hli, faib los ntawm 12. 2. Muab nws los ntawm qhov nyiaj tshuav ntawm koj cov nyiaj qiv, uas rau thawj qhov kev them nyiaj, yuav yog koj tus nqi tseem ceeb
Puas yog paj them tib yam li cov paj laum?
Cov paj laum yog ib tus as-qhauj ntawm kev lag luam cov nyiaj tau los uas qhia txog tag nrho cov paj laum tshuav ntawm cov nyiaj qiv. Cov paj laum them yog ib tus account ntawm kev lag luam cov nyiaj tau los uas qhia txog cov paj laum tab sis tseem tsis tau them rau cov nyiaj qiv
Tus paj laum rau FHA qiv nyiaj hnub no yog dab tsi?
Cov nqi tsev tam sim no thiab cov nyiaj rov qab cov khoom lag luam paj laum APR 10/1 ARM tus nqi 3.844% 3.807% 30-xyoo ruaj FHA tus nqi 3.383% 4.457% 30-xyoo ruaj VA tus nqi 3.114% 3.484% 30-xyoo tus nqi 3.35% 3
Dab tsi yog qhov sib txawv ntawm cov paj laum yooj yim thiab cov paj laum sib txuas Vim li cas koj thiaj li xaus nrog cov nyiaj ntau nrog cov paj laum?
Txawm hais tias ob hom kev txaus siab yuav loj hlob koj cov nyiaj hauv lub sijhawm, muaj qhov sib txawv loj ntawm ob. Tshwj xeeb, cov paj laum yooj yim tsuas yog them rau tus thawj tswj hwm, thaum cov paj laum sib txuas tau them rau tus thawj tswj hwm ntxiv rau tag nrho cov paj laum uas tau ua dhau los