Cov txheej txheem:

Puas yog paj them tib yam li cov paj laum?
Puas yog paj them tib yam li cov paj laum?

Video: Puas yog paj them tib yam li cov paj laum?

Video: Puas yog paj them tib yam li cov paj laum?
Video: pua yog tim tub aib pog ntawv by paj vuam thoj sonie thoj zoo siab yaj nkauj tawm tshiab 2022 2024, Kaum ib hlis
Anonim

Cov paj laum yog ib tug account ntawm ib tug lag luam cov nyiaj tau los daim ntawv qhia uas qhia tag nrho cov nyiaj ntawm kev txaus siab tshuav nyiaj txais. Cov paj laum yog ib tug account ntawm ib tug lag luam cov nyiaj tau los daim ntawv qhia uas qhia tus nqi ntawm kev txaus siab tshuav tab sis tseem tsis tau them ntawm kev qiv nyiaj.

Ntawm no, cov paj laum puas zoo ib yam li cov paj laum?

Qhov txawv ntawm cov paj laum thiab paj laum yog tus nqi them los yog luv nqi amortization; qhov sib txawv no hloov cov kev lav phib xaub net. Kev ua lag luam kev txaus siab tus nqi thaum daim ntawv cog lus raug siv los ntsuas cov paj laum.

Ib sab saum toj no, puas yog cov paj laum them tus nqi khiav haujlwm? Cov paj laum yog tsis yog- kev siv nyiaj qhia rau ntawm daim ntawv qhia nyiaj tau los. Nws sawv cev paj laum ntawm ib qho kev qiv - daim ntawv cog lus, qiv, cov nuj nqis hloov pauv lossis cov kab qiv nyiaj. Nws yog qhov tseem ceeb xam raws li qhov kev txaus siab tus nqi lub sij hawm tus nqi tseem ceeb ntawm cov nuj nqis.

Tom qab ntawd, lo lus nug yog, qhov nyiaj paj them txhais li cas?

Cov paj laum yog kev txaus siab cov nuj nqis uas tau tshwm sim (twb tau tshwm sim) tab sis tsis tau them txij li hnub ntawm daim ntawv tshuav nyiaj li cas. [ Cov paj laum them tsis suav nrog kev txaus siab rau lub sijhawm tom qab hnub ntawm daim ntawv tshuav nyiaj.]

Yuav ua li cas koj xam cov paj laum thiab paj laum them?

Cov qauv siv nyiaj paj

  1. Cov paj laum suav nrog 4 qhov chaw: Thawj Tswj Hwm, Tus Nqi, Lub Sijhawm, thiab Kev Sib Sau. Siv cov qauv hauv qab no los xam cov paj laum yooj yim (uas tsis suav nrog kev sib xyaw):
  2. Cov paj laum = Thawj X Tus Nqi X Sijhawm.
  3. Tus Nqi Them Nqi Them Nqi Them Nqi = $50,000 Tus Nqi Them Nqi = 7% Lub Sijhawm = 3 xyoos.

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