Video: Leej twg tsim nyog rau Fannie Mae?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Cov neeg yuav khoom hauv tsev kuj tseem yuav tau txais credit tsawg kawg nkaus kev xav tau nyob rau hauv thiaj li yuav tsim nyog rau Fannie Mae - Cov nyiaj qiv nyiaj rov qab. Rau ib tsev neeg ib tsev neeg uas yog qhov chaw nyob, qhov qhab nia FICO tsawg kawg yog 620 rau cov nyiaj qiv nyiaj ruaj khov thiab 640 rau kev hloov pauv tus nqi qiv nyiaj (ARMs) yuav tsum tau.
Tsis tas li kom paub yog, dab tsi tsim nyog koj rau Fannie Mae qiv?
Rau tsim nyog rau a Fannie Mae tsev qiv , koj 'yuav tsum mus yos hav zoov rau ib tus neeg qiv nyiaj pom zoo thiab ua kom tiav ib qho chaw nyob tsis sib xws qiv daim ntawv thov. Cov neeg yuav khoom hauv tsev uas tab tom nrhiav rau cov nqi tsev qiv nyiaj yuav tsum tau qhab nia tsawg kawg yog 620. Qhov qhab nia tsawg kawg ntawm 640 yog qhov tsim nyog rau tsim nyog rau kev hloov kho tus nqi tsev (ARM).
Ib yam li ntawd, leej twg tsim nyog tau txais kev qiv nyiaj ib txwm?
- Qhov qhab nia tsawg kawg 640 raws li xyoo 2019, txawm hais tias 620 tau tso cai hauv qee qhov xwm txheej thiab qee qhov hauv zej zog ntawm 720 yog qhov zoo dua.
- Tag nrho cov nuj nqis rau cov nyiaj tau los piv los ntawm 36% mus txog 43% rau cov neeg uas muaj cov credit zoo lossis cov uas tso nyiaj ntau heev.
Ib qho ntxiv, leej twg tsim nyog rau Freddie Mac qiv nyiaj?
Tsim nyog rau HomeOne Freddie Mac 97 feem pua nyiaj txiag Tsawg kawg ib tus qiv yuav tsum yog thawj tus neeg yuav tsev. Cov cuab yeej yuav tsum yog ib lub tsev nyob hauv ib lub tsev nrog rau ib tsev neeg nyob, cov tsev nyob, thiab cov tsev nyob. Koj xav tau yam tsawg 3 feem pua rau koj cov nyiaj them poob haujlwm. Yuav tsum muaj kev kawm hauv tsev.
Fannie Mae account yog dab tsi?
Fannie Mae yog tsoomfwv kev txhawb nqa kev lag luam uas ua rau cov tsev qiv nyiaj muaj rau cov qiv nyiaj qis thiab nruab nrab. Nws tsis muab qiv, tab sis rov qab los yog lav rau lawv hauv kev lag luam qiv nyiaj thib ob.
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Leej twg tsim nyog rau pej xeem tiv thaiv?
Thaum koj thov rau ib tus neeg tiv thaiv pej xeem, koj yuav tsum nqa: Cov ntawv them nyiaj tsis ntev los no los ntawm koj txoj haujlwm, nrog rau koj tus txij nkawm lossis lwm yam ntaub ntawv tseem ceeb ntawm kev ua haujlwm; Cov ntaub ntawv pov thawj ntawm tsoomfwv cov txiaj ntsig (xws li kev nyab xeeb kev noj qab haus huv, kev pab nyiaj txiag, nyiaj poob haujlwm, nyiaj muas noj, thiab lwm yam);
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