Video: Hnub no 30 xyoo tus nqi tsau dab tsi?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Hnub no 30-Xyoo Cov Nqi Tsev Nqi
| Khoom | Cov paj laum | APR |
|---|---|---|
| 30 - Xyoo Tuav Tus Nqi | 3.660% | 3.850% |
| 30 - Xyoo FHA Tus nqi | 3.400% | 4.180% |
| 30 - Xyoo VA Tus nqi | 3.500% | 3.690% |
| 30 - Xyoo tas lawm - Tus nqi Jumbo | 3.760% | 3.850% |
Ib yam li ntawd, koj tuaj yeem nug, hnub no 30 xyoo tus nqi tsev qiv nyiaj ruaj khov yog dab tsi?
National 30 - xyoo tas cov nqi tsev nce mus txog 4.04% Tsis tas li ntawd, tam sim no lub teb chaws nruab nrab 15- xyoo ruaj khov tus nqi tsev nce 4 lub hauv paus ntsiab lus los ntawm 3.40% mus rau 3.44%. Tam sim no lub teb chaws nruab nrab 5/1 ARM tus nqi yog nqis los ntawm 3.59% mus rau 3.58%.
Puas yog cov nqi tsev qiv nyiaj poob qis hauv 2019? Qhov nruab nrab 30-xyoo ruaj nqi tsev tus nqi pib 2019 ntawm 4.68 feem pua thiab poob qis tsis tu ncua ua ntej kaw xyoo ntawm 3.93 feem pua. Xyoo 2020, tus nqi yog xav tias kom nyob ruaj khov feem ntau, tsis txhob yuam kev ntau dhau los lossis qis dua ntawm 4 feem pua ntawm cov cim.
Tsis tas li ntawd, dab tsi yog qhov tam sim no refinance tus nqi rau 30 xyoo ruaj?
Cov tam sim no nruab nrab 30 - xyoo tas nqi tsev refinance tus nqi poob 19 lub hauv paus ntsiab lus los ntawm 3.75% rau 3.56% rau hnub Monday, Zillow tshaj tawm.
Puas yog 4.25 Tus nqi tsev yuav tsev zoo?
Qhov qub ib txwm yog 4.25 feem pua ntawm qhov nrov 30-xyoo qiv qiv. Qee cov qiv nyiaj qis me ntsis, tab sis tsis ntau. Cov nqi tsev tau tsiv mus nyob rau hauv ib qho kev nruj nruj thoob plaws hauv thawj ib nrab ntawm lub xyoo no, feem ntau nyob ib ncig ntawm 3.75 feem pua-siab dua me ntsis, qis dua me ntsis.
Pom zoo:
Dab tsi yog qhov sib txawv ntawm tus nqi tsev thiab tus nqi Center?
Tus nqi nruab nrab yog hais txog ib feem lossis ib feem ntawm lub koom haum, uas cov nqi tau tshwm sim, tab sis tsis ua rau lub tuam txhab cov nyiaj tau los ncaj qha. Tus nqi ntsuas txhais tau hais tias txhua qhov ntsuas tau ntawm cov khoom lossis kev pabcuam, nrog rau cov nqi ntsuas. Nws tau siv los ua lub hauv paus rau kev faib cov nqi
Thaum tus nqi marginal siab tshaj qhov nruab nrab tus nqi nruab nrab tag nrho cov nqi yuav tsum poob?
Thaum tus nqi marginal qis dua tus nqi nruab nrab tag nrho, tus nqi nruab nrab tag nrho yuav poob, thiab thaum tus nqi marginal siab dua tus nqi nruab nrab, tus nqi nruab nrab yuav nce ntxiv. Lub tuam txhab ua haujlwm tau zoo tshaj plaws ntawm tus nqi nruab nrab qis tshaj, uas tseem yog qhov nruab nrab tag nrho tus nqi (ATC) = tus nqi qis (MC)
Tus nqi tseem ceeb thiab tus nqi hloov pauv yog dab tsi?
Cov nqi tseem ceeb yog qhov pib ntawm tus nqi ntawm kev ua haujlwm ncaj qha thiab cov khoom siv ncaj qha. Kev hloov pauv tus nqi yog tus nqi ntawm cov nqi ua haujlwm ncaj qha thiab cov nqi tsim khoom siv nyiaj siv ua haujlwm. Lub sij hawm hloov dua siab tshiab yog siv vim tias kev ua haujlwm ncaj qha thiab cov nqi tsim khoom tau tshwm sim los hloov cov ntaub ntawv rau hauv cov khoom tiav
Tus nqi nce nqi hauv xyoo 2012 yog dab tsi?
Tus nqi nce hauv 2012 yog 2.07%. Lub 2012inflation tus nqi yog siab dua piv rau qhov nruab nrab inflationrate ntawm 1.64% ib xyoo ntawm 2012 thiab 2019.Inflation tus nqi yog xam los ntawm kev hloov nyob rau hauv cov neeg siv khoom priceindex (CPI). CPI hauv 2012 yog 229.59
Tus Nqi Them Nqi Them Nqi Them Nqi Li Cas yog dab tsi?
Pib txij Lub Xya Hli 1, 2018, qhov pib nyob rau hauv Txoj Cai Tus Nqi Tseeb lossis Tus Nqi Them Nqi (tseem feem ntau xa mus los ntawm nws lub npe qub, Txoj Cai Qhov Tseeb hauv Kev Sib Tham (lossis TINA)) rau cov neeg cog lus xa mus rau tsoomfwv tau lees paub "tus nqi lossis cov ntaub ntawv nqi" nce ntau ntawm $ 750,000 mus rau $ 2 lab