Puas muaj nqi rau Heloc?
Puas muaj nqi rau Heloc?

Video: Puas muaj nqi rau Heloc?

Video: Puas muaj nqi rau Heloc?
Video: Hlub​ hnub​ no nws​ puas​ muaj​ nqi​ zaj​ txiv​ Rau​ kuv​myrbcifnr 2024, Kaum ib hlis
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A HLOC tus nqi me me rau tsis muaj dab tsi los tsim, thiab txhua xyoo nqi kom muaj cov nyiaj muaj feem ntau tsis tshaj $100. Tsis tas li ntawd, cov paj laum them se tau txiav tawm, ib yam li cov paj laum, thiab kev nkag mus rau cov nyiaj yog qhov yooj yim xws li sau daim tshev lossis siv daim debit card.

Ntxiv mus, puas muaj nqi kaw rau Heloc?

Ib yam li thawj qhov qiv nyiaj, HELOCs tej zaum muaj nqi thiab kaw cov nqi . Qee tus neeg qiv nyiaj yuav muab qhov tsis muaj kaw nqi HELOC yog tias tus qiv qiv nyiaj qiv qhib rau qee lub xyoo. Cov nqi kaw tuaj yeem sib txawv nyob ntawm tus neeg qiv nyiaj. Nationwide Bank nqi txog $750 rau kaw cov nqi hauv ntau lub xeev.

Ib yam li ntawd, Heloc puas yog lub tswv yim zoo? A HLOC ua haujlwm zoo ib yam li daim npav rho nyiaj vim tias nws muab kev txwv rau koj thiab koj tuaj yeem tshem tawm cov nyiaj nce ntxiv es tsis yog qiv nyiaj hauv tsev, uas muab tag nrho cov nyiaj ib zaug. HELOCs tuaj yeem yog a zoo heev kev xaiv thaum koj xav tau them rau tsev kawm qib siab, cov nqi kho mob thiab cov phiaj xwm txhim kho tsev.

Ua raws li qhov no hauv kev txiav txim siab, nws raug nqi npaum li cas kom tau txais cov nyiaj qiv nyiaj hauv tsev?

Feem ntau home equity line of credit kaw tus nqi Nyob ntawm tus neeg qiv nyiaj, a home equity line of credit tej zaum yuav muaj ntau yam kaw tib yam tus nqi raws li kev ncaj ncees hauv tsev qiv. Ib yam li nrog kev ncaj ncees hauv tsev qiv nyiaj, cov neeg siv khoom uas tau txais a HLOC tuaj yeem cia siab tias yuav them 2% mus rau 6% ntawm cov nyiaj qiv nyiaj kaw tus nqi.

Kuv puas xav tau kev ntsuam xyuas rau Heloc?

Peb yuav tsum txiav txim siab tus nqi rau ib qho khoom vaj khoom tsev uas lub Tsev Equity Line of Credit ( HLOC ) thov. Qhov no nyob rau hauv lem, tso cai rau peb los txiav txim tus nqi uas yuav qiv. Tab sis nrog a HLOC , feem ntau ntawm lub sij hawm, ib tug tag nrho kev soj ntsuam tsis tas yuav.

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