Video: Puas yog cov koom haum ntsuam xyuas tau tswj hwm?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Lub ntiaj teb credit kev ntaus nqi kev lag luam yog cov concentrated, nrog peb cov koom haum : Moody's, Standard & Poor's thiab Fitch. CRAs yog tswj ntawm ob peb theem sib txawv - Credit Kev ntsuam xyuas Reform Act of 2006 tswj lawv cov txheej txheem sab hauv, khaws cia, thiab kev ua lag luam.
Kuj nug, leej twg yog tus tswj hwm cov koom haum saib xyuas credit?
Kev ntsuam xyuas credit yog ib qho kev lag luam muaj zog heev, nrog rau "Peb Loj" credit rating cov koom haum tswj kwv yees li 95% ntawm cov kev ntaus nqi kev lag luam. Moody's Investors Service thiab Standard & Poor's (S&P) ua ke tswj 80% ntawm kev lag luam thoob ntiaj teb, thiab Fitch Kev ntsuas ntsuas ntxiv 15%.
Tsis tas li ntawd, cov koom haum ntsuam xyuas ua dab tsi? Cov koom haum ntsuam xyuas yog cov koom haum tshwj xeeb hauv kev ntsuam xyuas qhov kev pheej hmoo credit ntawm ob lub tuam txhab pej xeem thiab cov tuam txhab ntiag tug uas siv cov lag luam peev nyiaj txiag. Cov kev ntaus nqi muab ib qho kev ntsuas ntawm cov tuam txhab kev daws teeb meem thiab qhov muaj feem uas lawv yuav tsis tuaj yeem them lawv cov nuj nqis nyiaj txiag.
Xav txog qhov no, lub koom haum ntsuam xyuas qhov twg yog qhov zoo tshaj?
Cov saum 3 credit cov koom haum Hauv Teb Chaws Asmeskas yog - Standard & Poor's (S&P), Moody's, thiab Fitch Group. S&P tuam txhab muab credit kev ntaus nqi ntawm cov nuj nqis xws li tsoom fwv daim ntawv cog lus, cov tuam txhab daim ntawv cog lus thiab lub teb chaws. S&P Global kuj suav ntau tshaj li ib lab cov khoom lag luam lag luam. Qhov nrov tshaj plaws yog S&P 500.
Leej twg tswj hwm cov koom haum ntsuam xyuas credit hauv Is Nrias teb?
Securities thiab Exchange Board of Is Nrias teb ( Credit Rating Agencies ) Txoj Cai, 1999 txhawb SEBI rau tswj cov koom haum ntsuam xyuas credit ua haujlwm hauv Is Nrias teb . Yog li ntawd, SEBI tswj tus credit rating cov koom haum under the SEBI ( Credit Rating Agencies ) Cov kev cai, 1999 ntawm Securities thiab Exchange Board of Is Nrias teb Kev, 1992.
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