Video: 70% LTV txhais li cas?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Koj yuav tsum saib "0.7," uas txhais rau 70 % LTV . Qhov ntawd yog nws, ua tiav! Qhov no txhais tau tias peb hypothetical borrower muaj qiv rau 70 feem pua ntawm cov nqi yuav khoom lossis tus nqi kwv yees, nrog rau 30 feem pua ntawm cov nqi vaj tsev, lossis cov tswv cuab tiag tiag hauv cov cuab yeej.
Yog li ntawd, LTV zoo yog dab tsi?
Ib LTV piv ntawm 80% lossis qis dua yog suav tias yog zoo rau feem ntau cov nyiaj txais qiv nyiaj scenarios. Ib LTV ratio ntawm 80% muab qhov zoo tshaj plaws muaj feem tau txais kev pom zoo, qhov zoo tshaj plaws Cov paj laum, thiab qhov zoo tshaj plaws uas koj yuav tsis tas yuav yuav kev pov hwm tsev qiv nyiaj.
Tsis tas li ntawd, qhov nruab nrab LTV piv yog dab tsi? Pauv nyiaj txais LTV Yog tias koj tab tom thov kev qiv nyiaj qiv nyiaj ib txwm muaj, qhov tsim nyog LTV ratio yog 80%. Qhov ntawd yog vim ntau tus qiv nyiaj cia siab tias cov qiv nyiaj yuav tsum them tsawg kawg 20% ntawm lawv lub tsev tus nqi ua ntej raws li kev them nqi.
Ib yam li ntawd, koj tuaj yeem nug, 60% LTV txhais li cas?
LTV stands rau qiv-rau-tus nqi thiab, muab yooj yim, nws yog qhov luaj li cas ntawm koj cov nqi tsev nyob rau hauv relation to tus nqi ntawm cov khoom koj xav yuav. Qhov no txhais tau tias tias 75% ntawm cov cuab yeej tus nqi yog them los ntawm koj cov nqi tsev thiab 25% yog them tawm ntawm koj tus kheej cov nyiaj (koj qhov tso nyiaj).
Puas siab dua lossis qis dua LTV zoo dua?
Nyob zoo LTV Kev sib piv Koj yuav muaj feem ntau zoo dua hmoov zoo nrog ntau qhov sib npaug ua lag luam (los yog a qis LTV piv). Nrog auto qiv, LTV feem ntau mus siab dua , tab sis cov qiv nyiaj tuaj yeem teem caij txwv (lossis siab tshaj) thiab hloov koj cov nqi nyob ntawm seb koj siab npaum li cas LTV ratio yuav. Qee zaum, koj tuaj yeem qiv nyiaj ntau dua 100 feem pua LTV.
Pom zoo:
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