Video: Dab tsi yog 30 xyoo jumbo tus nqi?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Niaj hnub no Cov Nyiaj Them Nqi thiab Cov Nqi Them Rov Qab
| Khoom | Txaus siab Tus nqi | APR |
|---|---|---|
| 30 - Xyoo Tsau Jumbo Rate | 3.760% | 3.850% |
| 15- Xyoo Tsau Jumbo Rate | 3.110% | 3.180% |
| 7/1 AWM Jumbo Rate | 3.560% | 3.840% |
| 5 / 1 ZPO Jumbo Rate | 3.540% | 3.880% |
Ntxiv mus, dab tsi yog cov nqi jumbo tam sim no?
Niaj hnub no tus nqi qis† rau jumbo mortgage loans
- 30 xyoo ruaj txheej. Tus nqi 3.625% APR 3.722% Cov ntsiab lus 0.674. Kev Them Ib Hlis $3,512.
- 15-xyoo ruaj txheej. Tus nqi 3.250% APR 3.462% Cov ntsiab lus 0.940. Kev Them Ib Hlis $5,411.
- 5/1 ARM txheej sib txawv. Tus nqi 2.750% APR 3.757% Cov ntsiab lus 0.985. Kev Them Ib Hlis $3,143. Hais txog tus nqi ARM.
Ib yam li ntawd, tam sim no tus nqi rov qab rau 30 xyoo yog dab tsi? Cov tam sim no nruab nrab 30 - xyoo kho qiv nyiaj refinance tus nqi poob 19 lub hauv paus ntsiab lus los ntawm 3.75% rau 3.56% rau hnub Monday, Zillow tshaj tawm.
Ua raws li qhov no hauv kev txiav txim siab, dab tsi yog qhov kev qiv nyiaj jumbo hauv 2019?
Rau 2019 , lub koom haum teeb tsa jumbo qiv txwv rau feem ntau ntawm lub tebchaws ntawm $ 484, 350. Nws txawv sab nraum lub tebchaws United States, txawm li cas los xij. Rau Alaska, Guam, Hawaii thiab US Virgin Islands, qhov txwv tau nce mus rau $ 726, 525.
Puas yog 4.25 Tus nqi qiv nyiaj zoo?
Qhov qub qub yog 4.25 feem pua ntawm qhov nrov 30-xyoo qiv nyiaj ruaj khov. Qee cov qiv nyiaj qis me ntsis, tab sis tsis ntau. Cov nqi tsev tau tsiv mus nyob rau hauv ib qho kev nruj nruj thoob plaws hauv thawj ib nrab ntawm lub xyoo no, feem ntau nyob ib ncig ntawm 3.75 feem pua-siab dua me ntsis, qis dua me ntsis.
Pom zoo:
Dab tsi yog qhov sib txawv ntawm tus nqi tsev thiab tus nqi Center?
Tus nqi nruab nrab yog hais txog ib feem lossis ib feem ntawm lub koom haum, uas cov nqi tau tshwm sim, tab sis tsis ua rau lub tuam txhab cov nyiaj tau los ncaj qha. Tus nqi ntsuas txhais tau hais tias txhua qhov ntsuas tau ntawm cov khoom lossis kev pabcuam, nrog rau cov nqi ntsuas. Nws tau siv los ua lub hauv paus rau kev faib cov nqi
Tus nqi tseem ceeb thiab tus nqi hloov pauv yog dab tsi?
Cov nqi tseem ceeb yog qhov pib ntawm tus nqi ntawm kev ua haujlwm ncaj qha thiab cov khoom siv ncaj qha. Kev hloov pauv tus nqi yog tus nqi ntawm cov nqi ua haujlwm ncaj qha thiab cov nqi tsim khoom siv nyiaj siv ua haujlwm. Lub sij hawm hloov dua siab tshiab yog siv vim tias kev ua haujlwm ncaj qha thiab cov nqi tsim khoom tau tshwm sim los hloov cov ntaub ntawv rau hauv cov khoom tiav
Dab tsi yog qhov txawv ntawm tus nqi lag luam thiab tus nqi ntsuas?
Kev lag luam tus nqi ntawm cov cuab yeej yog tus nqi uas tus neeg yuav khoom txaus siab them, tsis yog tus nqi muab tso rau ntawm tus muag khoom. Appraised tus nqi yog tus nqi uas txaus siab rau buyer lub txhab nyiaj los yog lub tuam txhab qiv nyiaj qhov chaw ntawm lub tsev
Tus nqi nce nqi hauv xyoo 2012 yog dab tsi?
Tus nqi nce hauv 2012 yog 2.07%. Lub 2012inflation tus nqi yog siab dua piv rau qhov nruab nrab inflationrate ntawm 1.64% ib xyoo ntawm 2012 thiab 2019.Inflation tus nqi yog xam los ntawm kev hloov nyob rau hauv cov neeg siv khoom priceindex (CPI). CPI hauv 2012 yog 229.59
Tus Nqi Them Nqi Them Nqi Them Nqi Li Cas yog dab tsi?
Pib txij Lub Xya Hli 1, 2018, qhov pib nyob rau hauv Txoj Cai Tus Nqi Tseeb lossis Tus Nqi Them Nqi (tseem feem ntau xa mus los ntawm nws lub npe qub, Txoj Cai Qhov Tseeb hauv Kev Sib Tham (lossis TINA)) rau cov neeg cog lus xa mus rau tsoomfwv tau lees paub "tus nqi lossis cov ntaub ntawv nqi" nce ntau ntawm $ 750,000 mus rau $ 2 lab