Video: Dab tsi yog qhov kev pheej hmoo ntawm credit?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Credit Risk Strategy yog cov txheej txheem tom qab kev txhim kho daim npav qhab nia thiab ua ntej nws yuav siv. Nws qhia peb yuav ua li cas los txhais cov qhab nia cov neeg siv khoom thiab dab tsi yuav yog qhov kev kho mob tsis txaus ntseeg sib xws rau qhov qhab nia ntawd.
Tsis tas li ntawd, credit zoo yog dab tsi?
SNWs Credit Strategy yog ib tug nquag tswj tswv yim uas muab cov neeg tau txais kev pom zoo rau qee yam credit sectors ntawm cov peev qib taxable bond market. The tswv yim yog tsim nyog rau cov tub ua lag luam txaus siab coj credit pheej hmoo thiab suav nrog Corporate thiab Taxable Municipalbonds.
Kuj Paub, qhov kev pheej hmoo credit yog tswj hwm li cas? Lub hom phiaj ntawm kev tswj hwm kev pheej hmoo credit yog maximisea bank's pheej hmoo - kho tus nqi rov qab los ntawm kev tswj xyuas credit txaus ntshai exposure nyob rau hauv cov tsis tau. Banksneed rau tswj tus credit txaus ntshai inherent nyob rau hauv tag nrho cov portfolio raws li zoo raws li lub pheej hmoo nyob rau hauv tus kheej cov qhab nia lossis kev lag luam.
Ua raws li qhov no saib, txhais li cas los ntawm kev pheej hmoo credit?
A credit txaus ntshai yog pheej hmoo ntawm default ntawm adebt uas tej zaum yuav tshwm sim los ntawm ib tug borrower ua tsis tau tejyam kom them. Nyob rau hauv thawj resort, lub pheej hmoo yog tus neeg qiv nyiaj thiab suav nrog cov nyiaj poob haujlwm thiab cov paj laum, cuam tshuam rau cov nyiaj ntsuab, thiab cov nqi sau ntxiv.
Hom kev pheej hmoo credit yog dab tsi?
Cov txaus ntshai raug xam los ntawm tus neeg qiv nyiaj kom them rov qab cov nyiaj qiv. Txhawm rau ntsuas qhov pheej hmoo credit cov neeg qiv nyiaj, saib tsib C ntawm tus qiv. Cov tsib C yog credit keeb kwm, muaj peev xwm them rov qab, peev, cov nyiaj qiv, thiab cov khoom muaj feem cuam tshuam.
Pom zoo:
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