Qhov nyiaj paj nruab nrab ntawm 30 xyoo yog dab tsi?
Qhov nyiaj paj nruab nrab ntawm 30 xyoo yog dab tsi?

Video: Qhov nyiaj paj nruab nrab ntawm 30 xyoo yog dab tsi?

Video: Qhov nyiaj paj nruab nrab ntawm 30 xyoo yog dab tsi?
Video: Paj Vuam Thoj, Sonie Thoj, Nkauj Hub Lauj - TsisTxob Hlub Tub Kawm Dongdot(Nkauj Tawm Tshiab)4/30/21 2024, Kaum ib hlis
Anonim

Hnub no 30-Xyoo Cov Nqi Tsev Nqi

Khoom Cov paj laum APR
30 - Xyoo Tsau Tus nqi 3.660% 3.850%
30 - Xyoo FHA Tus nqi 3.400% 4.180%
30 - Xyoo VA Tus nqi 3.500% 3.690%
30 - Xyoo Tsau- Tus nqi Jumbo 3.760% 3.850%

Dhau li ntawm no, hnub no cov nqi tsev qiv nyiaj rau 30 xyoo yog dab tsi?

Niaj hnub no Cov Nyiaj Them Nqi thiab Cov Nqi Them Rov Qab

Khoom Cov paj laum APR
30-Xyoo VA tus nqi 3.360% 3.490%
30-Xyoo FHA tus nqi 3.340% 3.930%
30-Xyoo Fixed Jumbo Rate 3.650% 3.710%
15-Xyoo Kho Tus Nqi Jumbo 3.160% 3.210%

Tsis tas li ntawd, puas yog 3.75 Tus nqi qiv nyiaj zoo? Cov nqi tsev loj Freddie Mac tau hais rau hnub Thursday qhov nruab nrab tus nqi rau 30-xyoo ruaj- tus nqi tsev dhia rau 3.75 % los ntawm 3.69% lub lim tiam dhau los. Ntawm qhov sib txawv, qhov ntsuas tus nqi sawv ntawm 4.94% ib xyoos dhau los. Qhov nruab nrab tsis suav nrog cov nqi ntxiv, hu ua cov ntsiab lus, uas feem ntau cov neeg qiv yuav tsum them kom tau txais tus nqi qis tshaj.

Ntawm no, yog 4.75 Tus nqi qiv nyiaj zoo?

Rau kev qiv nyiaj tsheb, 4.75 % yog zaum a zoo kev txaus siab tus nqi . Qhov ntawd yog nyob rau tam sim no 5-xyoo tshiab pib qiv nyiaj nruab nrab tus nqi rau tsev txhab nyiaj. Tab sis yog tias koj muaj credit zoo, koj tuaj yeem tau txais qis dua yog tias koj mus ncig. Tsis txhob refinance ntev dua li lub sij hawm tshuav ntawm koj cov nyiaj qiv.

Cov paj laum cov paj laum yog dab tsi?

Raws li peb daim ntawv ntsuam xyuas ntawm cov tsev nyob loj xws li Fannie Mae, Freddie Mac, thiab cov Cov nqi tsev Bankers Association, lub 30-xyoo ruaj tus nqi tsev yuav nruab nrab ib puag ncig 3.7% dhau los 2020 . Tus nqi tseem qis dua li txij li Lub Ob Hlis 2020.

Pom zoo: