Dab tsi yog APR zoo rau kev qiv nyiaj?
Dab tsi yog APR zoo rau kev qiv nyiaj?

Video: Dab tsi yog APR zoo rau kev qiv nyiaj?

Video: Dab tsi yog APR zoo rau kev qiv nyiaj?
Video: kev tseem ntxawv dab tsi zoo rau koj 2024, Kaum ib hlis
Anonim

Ib daim credit card tsawg APR rau ib tug neeg uas muaj credit zoo yuav yog 12%, thaum a zoo APR rau ib tug neeg uas muaj credit li ntawd yuav nyob rau hauv cov hluas. Yog tias zoo ” txhais tau hais tias muaj qhov zoo tshaj plaws, nws yuav nyob ib puag ncig 12% rau credit card nuj nqis thiab nyob ib ncig ntawm 3.5% rau 30-xyoo. nqi tsev.

Tsis tas li ntawd, APR zoo ntawm 30 xyoo qiv nyiaj yog dab tsi?

Hnub no 30-Xyoo Cov Nqi Tsev Nqi

Khoom Cov paj laum APR
30-Xyoo Tiav Tus Nqi 3.680% 3.770%
30-Xyoo FHA tus nqi 3.440% 4.150%
30-Xyoo VA tus nqi 3.440% 3.580%
30-Xyoo Fixed-Rate Jumbo 3.710% 3.760%

Ib sab saum toj no, puas yog 4.75 Tus nqi qiv nyiaj zoo? Rau kev qiv nyiaj tsheb, 4.75 % yog zaum a zoo kev txaus siab tus nqi . Qhov ntawd yog nyob rau tam sim no 5-xyoo tshiab pib qiv nyiaj nruab nrab tus nqi rau tsev txhab nyiaj. Tab sis yog tias koj muaj credit zoo, koj tuaj yeem tau txais qis dua yog tias koj mus ncig. Tsis txhob refinance ntev dua li lub sij hawm tshuav ntawm koj cov nyiaj qiv.

Ntawm no, qhov nyiaj txais APR zoo yog dab tsi?

Raws li koj qhov creditworthiness, koj tuaj yeem sib tw nrog txog tsib tus qiv nyiaj sib txawv.

Kev them nqi qis dua txhais tau tias LTV siab dua, ua rau ib qho tus nqi kwv yees tias siab dua qhov nruab nrab.

Hom Qiv Tus nqi nruab nrab Ntau yam
30-xyoo tsau 3.99% 3.13%–7.84%

Puas yog 3.875 tus paj laum zoo?

Keeb kwm, nws yog ib qho zoo heev nqi tsev . Qhov nruab nrab tus nqi txij li xyoo 1971 yog ntau dua 8% rau 30-xyoo ruaj nqi tsev . Saib seb 3.875 % yog a tus nqi zoo tam sim no thiab rau koj, tau 3-4 nqi tsev quotes thiab pom dab tsi lwm tus qiv nyiaj muaj.

Pom zoo: