Cov txheej txheem:

Kuv yuav nug dab tsi txog Heloc?
Kuv yuav nug dab tsi txog Heloc?

Video: Kuv yuav nug dab tsi txog Heloc?

Video: Kuv yuav nug dab tsi txog Heloc?
Video: Luag Twb Tsis Yuav Hlub Luag Dab Tsi - Pov Thoj 2024, Kaum ib hlis
Anonim

7 Cov lus nug nug tus tub ceev xwm qiv nyiaj txog HELOC

  • Tus nqi pib thiab lub sijhawm yog dab tsi?
  • Dab tsi yog qhov margin?
  • Yam tsawg kawg nkaus qhov yuav tsum tau kos yog dab tsi?
  • Qhov nruab nrab tshuav nyiaj li cas kuv xav tau rau khaws cia?
  • Tag nrho cov nqi kaw yog dab tsi?
  • Kuv tus nqi txhua xyoo yog dab tsi?
  • Puas muaj tus nqi rho tawm?

Kuj paub, kuv yuav nrhiav dab tsi thaum tau txais Heloc?

Txawm li cas los xij, txij li hom credit no siv koj lub tsev los ua cov khoom lag luam, nws yog qhov tseem ceeb kom paub meej tias koj tau txais dab tsi ua ntej

  • Cov paj laum. Feem ntau HELOCs muaj cov paj laum sib txawv raws li tus nqi tseem ceeb ntxiv rau cov paj.
  • Lwm yam kev xav txog kev txaus siab.
  • Nqi.
  • Kev them rov qab.
  • Yooj yim.
  • Lub Fine Print.

Ib tug kuj yuav nug, dab tsi yog qhov zoo Heloc tus nqi? Recap ntawm qhov zoo tshaj plaws HELOCs ntawm 2020

Lender Qhov zoo tshaj plaws qiv rau HELOC cov nqi tam sim no
Thib Thib Thib Tsib Qhov zoo tshaj plaws qhia txog APR 3.49% - 12.20%
Bank of America Qhov zoo tshaj plaws rau cov nqi qis 3.74% - 5.65%
Flagstar Bank Qhov zoo tshaj plaws rau credit zoo 3.49% - 21.00%
Daim duab Qhov zoo tshaj plaws rau kev them nyiaj sai 4.99% - 13.74%

Ua li no, vim li cas koj yuav tsum tsis tau txais Heloc?

Nws tsis yog nyiaj pub dawb, tsuas yog tshuav nuj nqis ntxiv: A HLOC ua tau koj xav tias koj yeej muaj nyiaj ntau dua koj ua tiag tiag. Nws tsis yog nyiaj dawb xwb, nws tsuas yog nuj nqis xwb. Koj ntau tsis tuaj yeem refinance yam tsis them koj HLOC ua ntej: Qee tus qiv nyiaj yuav tsis cia koj refinance yam tsis tau them koj li HLOC thawj.

Dab tsi yog qhov zoo dua qiv nyiaj hauv tsev lossis kab ntawm credit?

Txawm li cas los xij, a tsev qiv nyiaj muab cov neeg qiv nyiaj tas li ntawm cov nyiaj hauv ib pob nyiaj es tsis txhob hloov pauv kab ntawm credit . Koj them rov qab cov qiv dhau ib lub sij hawm pom zoo. Cov paj laum rau tsev qiv nyiaj zoo li yuav siab dua HELOCs vim tias cov qiv nyiaj muab koj qhov kev ruaj ntseg ntawm tus nqi taag.

Pom zoo: