Dab tsi yog qhov tsawg kawg nkaus them nyiaj rau kev qiv nyiaj lag luam?
Dab tsi yog qhov tsawg kawg nkaus them nyiaj rau kev qiv nyiaj lag luam?

Video: Dab tsi yog qhov tsawg kawg nkaus them nyiaj rau kev qiv nyiaj lag luam?

Video: Dab tsi yog qhov tsawg kawg nkaus them nyiaj rau kev qiv nyiaj lag luam?
Video: Nyiaj yog dab tsi? 2024, Hlis ntuj nqeg
Anonim

Loan-rau-tus nqi (LTV): 65-85%

Raws li txoj cai, koj yuav tsum tso nyiaj qiv nyiaj ntau npaum li cas?

Nrog SBA Cov nyiaj qiv , piv txwv li, koj tuaj yeem muab a qiv txog li 90%, thiab koj tau them 10% nqes kev them nyiaj. Yog koj tab tom nrhiav ib kev lag luam vaj tse qiv rau cov cuab yeej muaj nqis ntawm $ 250, 000 thiab $ 5 lab nrog rau Cov Lus Cog Tseg Kev qiv nyiaj lag luam , koj yuav xav tau ib nqes kev them nyiaj ntawm 25-30% nqes kev them nyiaj kom tsim nyog.

Tsis tas li ntawd, kuv xav tau cov nyiaj qiv nyiaj SBA ntau npaum li cas? Tam sim no uas Kev Lag Luam Me Kev tswj hwm ( SBA ) tau yuam kom tsawg kawg 10 feem pua them nqi qis rau tag nrho SBA qiv (thiab feem ntau tus neeg qiv nyiaj xav tau txog li 25-30 feem pua), cov nyiaj ntsuab tsim nyog yuav tsum tau ua SBA down Payment tuaj yeem nyob ntawm $ 40, 000 txog $ 120, 000 rau qhov nruab nrab qhov loj me qiv.

Tsis tas li ntawd, cov nyiaj qiv lag luam puas yuav tsum tau them nqi qis?

Yuav tsum tau them down txawv rau kev lag luam nyiaj qiv nyob ntawm hom qiv , lub hom phiaj, thiab qiv profile uas lawv nyob them . Kev lag luam Av Cov nyiaj qiv muab los ntawm Small Business Administration tej zaum xav tau tsawg kawg yog 10%. them nqi qis thaum a kev lag luam pib qiv tej zaum tsis xav tau a them nqi qis.

Dab tsi yog qhov 504 qiv nyiaj?

US Small Business Administration 504 qiv los yog Certified Development Company txoj haujlwm yog tsim los muab nyiaj txiag rau kev yuav cov cuab tam ruaj, uas feem ntau txhais tau hais tias vaj tse, vaj tse thiab tshuab, hauv qab cov nqi lag luam. Cov 504 program ua haujlwm los ntawm kev faib cov qiv ntawm peb tog.

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