Video: Tsoom Fwv Teb Chaws Qhov Tseeb hauv Kev Tshaj Tawm Tshaj Tawm yog dab tsi?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
A Qhov tseeb-hauv-Lending Cov Lus Qhia muab cov ntaub ntawv hais txog cov nqi ntawm koj qhov credit. Koj Qhov tseeb-hauv-Lending daim ntawv no suav nrog cov ntaub ntawv hais txog tus nqi ntawm koj cov nyiaj qiv, suav nrog koj qhov feem pua ntawm cov xyoo (APR).
Tsuas yog li ntawd, qhov tseeb hauv Kev Tshaj Tawm Tshaj Tawm Tshaj Tawm muaj dab tsi?
Cov qiv nyiaj yuav tsum muab a Qhov tseeb hauv Qiv (TSI) nthuav tawm nqe lus tias suav nrog cov ntaub ntawv hais txog tus nqi ntawm koj cov nyiaj qiv, qhov feem pua ntawm ib xyoos (APR), cov nqi them nyiaj (nrog rau cov nqi thov, cov nqi lig, cov nqi them ua ntej), cov sij hawm them nqi thiab tag nrho cov nyiaj them rov qab rau lub neej ntawm cov nyiaj qiv.
Ib yam li ntawd, thaum twg Yuav Tsum Qhov Tseeb Hauv Kev Qiv Tshaj Tawm yuav muab rau cov neeg siv khoom? Raws li cov Cov neeg siv khoom Financial Protection Bureau, koj yuav tsum ua muab ib tsab ntawv TILA nthuav tawm , ua ntej koj yuav tsum raug cai los them cov nyiaj qiv. Qhov tseem ceeb ntawm kev pom nws ua ntej koj yuav luag tsis tuaj yeem overstated.
Ib yam li ntawd, nws tau nug, qhov kev tshaj tawm TILA yog dab tsi?
Qhov tseeb hauv Lending Act ( TILA ) ntawm xyoo 1968 yog lub tebchaws United States tseemfwv txoj cai tsim los txhawb kev paub txog kev siv cov neeg siv khoom credit, los ntawm kev xav tau qhia tawm hais txog nws cov nqe lus thiab tus nqi los ua qauv raws li cov nqi uas cuam tshuam nrog kev qiv nyiaj raug suav thiab nthuav tawm.
Vim li cas APR yuav tsum tau tshaj tawm?
Thaum twg qiv nthuav tawm tus nqi quote, lawv kuj yuav tsum nthuav tawm tus APR . Yog vim li cas rau lub luag hauj lwm tseem ceeb ntawm lub APR yog tias nws rub ua ke cov paj laum thiab ntau yam ntawm cov nqi pib mus rau hauv ib qho kev ntsuas ntawm tus nqi qiv rau tus qiv.
Pom zoo:
Plaub txoj hauv kev uas Tsoom Fwv Teb Chaws Trade Commission tiv thaiv cov neeg siv khoom yog dab tsi?
FTC Lub Chaw Haujlwm Saib Xyuas Kev Tiv Thaiv Cov Neeg Siv Khoom nres tsis ncaj ncees, dag ntxias thiab dag ntxias kev lag luam los ntawm: khaws cov kev tsis txaus siab thiab ua kev tshawb nrhiav. foob cov tuam txhab thiab cov neeg uas ua txhaum txoj cai. txhim kho cov cai tswj kev lag luam ncaj ncees
Tsoom Fwv Teb Chaws Reserve System qhia txog dab tsi ntawm tsoom fwv?
Tsoom Fwv Teb Chaws Reserve tau tsim nyob rau xyoo 1913 los ntawm Tsoom Fwv Teb Chaws Reserve Txoj Cai los ua lub teb chaws tus central bank. Pawg Thawj Kav Tebchaws hauv Washington, DC, yog lub chaw haujlwm ntawm tseem hwv tsoomfwv thiab tshaj tawm rau thiab yog tus lav paub ncaj qha rau Congress
Dab tsi yog lub hom phiaj tseem ceeb ntawm Tsoom Fwv Teb Chaws Reserve nyob rau hauv nws txoj cai monetary quizlet?
Thaum Tsoom Fwv Teb Chaws Reserve tau tsim nyob rau xyoo 1913, nws lub luag haujlwm tseem ceeb yog los tiv thaiv kev lag luam hauv txhab nyiaj. - Tom qab Kev Nyuaj Siab Loj ntawm xyoo 1930, Congress tau muab Fed lub luag haujlwm dav dav: los ua 'kom txhawb nqa lub hom phiaj ntawm kev ua haujlwm siab tshaj plaws, tus nqi ruaj khov, thiab cov paj laum ntev ntev.'
Dab tsi yog peb txoj kab hauv qab peb lub hauv paus koom ua ke rau hauv Lub Ntiaj Teb Kev Tshaj Tawm Kev Tshaj Tawm Txoj Haujlwm?
Dab tsi yog peb txoj kab hauv qab kab hauv qab tau muab tso rau hauv Lub Ntiaj Teb Kev Tshaj Tawm Kev Tshaj Tawm Txoj Haujlwm? kev coj ncaj ncees thiab kev cai lij choj. cov thawj coj lossis cov neeg ua haujlwm ncaj ncees. Kev soj ntsuam kev sib raug zoo thiab kev soj ntsuam kev coj ncaj ncees ua tau zoo ib yam, yog li cov koom haum tuaj yeem siv lawv sib pauv
Ob theem ntawm tsoom fwv Australian tsoom fwv yog dab tsi?
Qib Tsoom Fwv hauv Australia. Yuav luag txhua qhov chaw koj nyob hauv tebchaws Australia koj yuav muaj peb lub tebchaws xaiv - Tsoom Fwv Tebchaws, Lub Xeev (lossis Thaj Chaw) thiab Hauv Zos. Txhua theem ntawm tsoom fwv muaj nws lub hwj chim, lub luag hauj lwm thiab kev pab cuam thiab txhua tus ntawm lawv yog xaiv los ntawm cov neeg uas lawv muab tsoom fwv rau