Puas yog Fannie Mae ntiag tug?
Puas yog Fannie Mae ntiag tug?

Video: Puas yog Fannie Mae ntiag tug?

Video: Puas yog Fannie Mae ntiag tug?
Video: Fannie Mae and Freddie Mac Won't Go to Market Until End of 2020, FHFA Director Says 2024, Hlis ntuj nqeg
Anonim

Fannie Mae , nrog rau nws tus khub Freddie Mac, yog tsoomfwv txhawb nqa kev lag luam (GSE). Qhov no txhais tau tias cov tuam txhab no yog ntiag tug , tab sis lawv tau txais kev txhawb nqa los ntawm tsoomfwv.

Kuj tseem paub yog, Fannie Mae yog tus neeg ua lag luam?

Fannie Mae yog tsoomfwv kev txhawb nqa kev lag luam uas ua rau cov tsev qiv nyiaj muaj rau cov qiv nyiaj qis thiab nruab nrab. Fannie Mae muab liquidity los ntawm kev nqis peev nyob rau hauv lub tsev lag luam vaj tse, sib sau cov nyiaj qiv rau hauv cov nyiaj txais qiv nyiaj rov qab.

Ib yam li ntawd, leej twg yog tus tswv Fannie Mae Tshuag? Fannie Mae pib ua lag luam ntawm New York Tshuag Txauv xyoo 1968, thiab Freddie Mac pib ua lag luam ntawm tib qho kev sib pauv hauv xyoo 1989. Qhov "muab" yuav yog 80% ntawm Fannie Mae thiab Freddie Mac tuav los ntawm tsoomfwv txij li xyoo 2008.

Ua li no, Freddie Mac yog ib lub tuam txhab ntiag tug?

Freddie Mac tau chartered los ntawm Congress raws li ib tug tuam txhab ntiag tug ua hauj lwm rau pej xeem lub hom phiaj. Thaum lub Cuaj Hlis 6, 2008, Tus Thawj Coj ntawm Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm (FHFA), tau xaiv FHFA ua tus saib xyuas ntawm Freddie Mac . Freddie Mac Tus regulator yog Tsoom Fwv Teb Chaws Nyiaj Txiag Lub Chaw Haujlwm (FHFA).

Fannie Mae puas tseem nyob?

Fannie Maj qub lub tsev hauv paus ntawm 3900 Wisconsin Avenue, NW hauv Washington, DC Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag Hauv Tebchaws (Federal National Mortgage Association) FNMA ), feem ntau hu ua Fannie Mae , yog ib lub tebchaws United States tsoom fwv-sponsored enterprise (GSE) thiab, txij li thaum 1968, ib tug pej xeem pauv tuam txhab uas muag.

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