Video: HAFA luv muag yog dab tsi?
2024 Tus sau: Stanley Ellington | [email protected]. Kawg hloov kho: 2023-12-16 00:17
Lub Tsev Affordable Foreclosure Alternatives ( HAFA ) Qhov kev pab cuam muab kev xaiv ntxiv kom tsis txhob raug nqi raug kaw thiab muab kev txhawb siab rau cov neeg qiv, cov neeg pabcuam thiab cov tub ua lag luam uas siv cov luv muag los yog deed-in-lieu (DIL) kom tsis txhob raug kaw.
Ua li no, HAFA program puas tseem muaj?
HAMP thiab HAFA kev xaiv tsis muaj lawm muaj . Hmoov tsis zoo, HAMP txoj haujlwm tau tso tseg tsis lees txais cov ntawv thov tshiab thiab cov neeg pabcuam tau tso tseg HAFA tom qab lub Kaum Ob Hlis 30, 2016. Tab sis nyeem kom paub seb cov kev xaiv twg yog tseem muaj rau cov tswv tsev uas tawm tsam kom them lawv cov nqi tsev.
Dhau li ntawm saum toj no, dab tsi yog qhov kev xaiv rau kev kaw? Yog tias peb tsis tuaj yeem hloov kho koj cov nyiaj qiv, thiab koj tsuas tuaj yeem them tsis tau cov nqi tsev, ob lwm txoj yog Short Sale thiab Deed-in-Lieu. Ib qho ntawm cov kev xaiv no tuaj yeem tso cai rau koj rov tsim koj cov credit sai dua yog tias koj cov khoom yuav dhau mus. raug kaw.
Tom qab ntawd, Hafa puas tseem muaj nyob rau xyoo 2019?
Nws tas sijhawm rau lub Cuaj Hlis 30, 2019 . Tab sis Fannie Mae High-LTV Refinance program yog tseem hauv cov nyhuv. Nrog Fannie Mae's HARP hloov pauv nws muaj peev xwm ua tau rau ntau tus tswv tsev nrog me me lossis tsis muaj kev ncaj ncees kom rov qab tau nyiaj rov qab rau hauv tus nqi qis dua. Cov nyiaj qiv tshiab muaj qee qhov txiaj ntsig.
Qhov kev hloov pauv nyiaj qiv yog dab tsi?
A kev hloov pauv nyiaj qiv tuaj yeem muab kev pab los ntawm kev hloov pauv mus tas li lossis ib ntus rau koj qiv , xws li los ntawm kev txo koj cov paj laum lossis ncua koj cov nyiaj them poob haujlwm. Koj tsis tas yuav ua txhaum tag nrho-koj tuaj yeem ua qee qhov kev hloov kho thiab rov qab mus rau qhov tsis muaj kev puas tsuaj loj rau koj qhov credit.
Pom zoo:
Qhov muag luv luv nrog kev pom zoo thib peb yog dab tsi?
Kev muag luv luv tshwm sim thaum tus tswv tsev pom zoo muag nws lub tsev rau tus neeg sab nrauv, tus neeg thib peb tus neeg yuav khoom tsawg dua li qhov nyiaj tshuav ntawm nws cov nqi tsev. Los ntawm kev muag khoom luv luv hauv tsev tus neeg yuav khoom qhov kev xav, qhov kev pom zoo thib peb (qib qiv) no yog qhov sib txawv loj ntawm kev muag luv thiab muag tsis tu ncua
Kev muag luv luv cuam tshuam li cas rau tus neeg muag khoom?
Nws kuj tseem txuag tus qiv nyiaj rau kev siv nyiaj rau hauv tsev uas cov nyiaj tau tso tseg thiab cov nyiaj qiv tsis raug cai. Tab sis kev muag khoom luv luv ua rau poob ntawm cov nyiaj qiv, thiab qhov kawg ntawm cov paj laum thiab cov nqi pabcuam uas sawv cev rau tus qiv nyiaj
Lub sij hawm luv luv lossis luv luv yog dab tsi?
Lub sij hawm luv luv yog ib lub tswv yim hais txog kev tuav cov khoom vaj khoom tsev rau ib xyoos lossis tsawg dua, thiab cov neeg sau nyiaj siv lub sij hawm "tam sim no" xa mus rau cov khoom vaj khoom tsev uas xav kom hloov mus rau hauv cov nyiaj ntsuab nyob rau xyoo tom ntej lossis kev lav phib xaub yuav los txog rau xyoo tom ntej
Qhov muag luv luv Circuit Court breaker yog dab tsi?
Cov ntsiab lus: Cov kab lus 'kev muag luv luv Circuit Court breaker' txoj cai feem ntau yog hais txog SEC qhov kev saws me nyuam tsis ntev los no ntawm ib qho tshiab ntawm txoj cai uptick. Lub SEC txhais cov txheej txheem zoo li no: Lub 'circuit breaker' yog ua rau muaj kev ruaj ntseg txhua hnub tus nqi poob los ntawm 10% lossis ntau dua los ntawm hnub ua ntej tus nqi kaw
Daim ntawv lees paub muag luv luv yog dab tsi?
Yog vim li cas cov tsev txhab nyiaj yuav tsum tau ib daim ntawv pov thawj Arm's-Length nyob rau hauv ib tug luv luv muag Ib tug caj npab ntev daim ntawv pov thawj yog ib daim ntawv uas tsim los ntawm ib tug luv luv muag bank nyob rau hauv ib qho kev sim tiv thaiv cov muag khoom los ntawm muag rau ib tug txheeb ze thiab txwv tsis pub qiv nyiaj. Tom qab ntawd, tom qab qhov kev sib pauv kaw, cov neeg ua piv txwv yuav hloov lub npe rov qab mus rau tus neeg muag khoom sai