HAFA luv muag yog dab tsi?
HAFA luv muag yog dab tsi?

Video: HAFA luv muag yog dab tsi?

Video: HAFA luv muag yog dab tsi?
Video: Ziag no wb yog dab tsi - Yaying Yeng Moua 2024, Kaum ib hlis
Anonim

Lub Tsev Affordable Foreclosure Alternatives ( HAFA ) Qhov kev pab cuam muab kev xaiv ntxiv kom tsis txhob raug nqi raug kaw thiab muab kev txhawb siab rau cov neeg qiv, cov neeg pabcuam thiab cov tub ua lag luam uas siv cov luv muag los yog deed-in-lieu (DIL) kom tsis txhob raug kaw.

Ua li no, HAFA program puas tseem muaj?

HAMP thiab HAFA kev xaiv tsis muaj lawm muaj . Hmoov tsis zoo, HAMP txoj haujlwm tau tso tseg tsis lees txais cov ntawv thov tshiab thiab cov neeg pabcuam tau tso tseg HAFA tom qab lub Kaum Ob Hlis 30, 2016. Tab sis nyeem kom paub seb cov kev xaiv twg yog tseem muaj rau cov tswv tsev uas tawm tsam kom them lawv cov nqi tsev.

Dhau li ntawm saum toj no, dab tsi yog qhov kev xaiv rau kev kaw? Yog tias peb tsis tuaj yeem hloov kho koj cov nyiaj qiv, thiab koj tsuas tuaj yeem them tsis tau cov nqi tsev, ob lwm txoj yog Short Sale thiab Deed-in-Lieu. Ib qho ntawm cov kev xaiv no tuaj yeem tso cai rau koj rov tsim koj cov credit sai dua yog tias koj cov khoom yuav dhau mus. raug kaw.

Tom qab ntawd, Hafa puas tseem muaj nyob rau xyoo 2019?

Nws tas sijhawm rau lub Cuaj Hlis 30, 2019 . Tab sis Fannie Mae High-LTV Refinance program yog tseem hauv cov nyhuv. Nrog Fannie Mae's HARP hloov pauv nws muaj peev xwm ua tau rau ntau tus tswv tsev nrog me me lossis tsis muaj kev ncaj ncees kom rov qab tau nyiaj rov qab rau hauv tus nqi qis dua. Cov nyiaj qiv tshiab muaj qee qhov txiaj ntsig.

Qhov kev hloov pauv nyiaj qiv yog dab tsi?

A kev hloov pauv nyiaj qiv tuaj yeem muab kev pab los ntawm kev hloov pauv mus tas li lossis ib ntus rau koj qiv , xws li los ntawm kev txo koj cov paj laum lossis ncua koj cov nyiaj them poob haujlwm. Koj tsis tas yuav ua txhaum tag nrho-koj tuaj yeem ua qee qhov kev hloov kho thiab rov qab mus rau qhov tsis muaj kev puas tsuaj loj rau koj qhov credit.

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